Comparison

Budgeting App vs Flowt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Flowt

Easily track shared expenses and manage household budgets with friends, partners, or roommates. Automate expense splitting, scan receipts with AI, and visualize your spending habits to keep finances clear and avoid awkward money talks.

Highlights
  • Track shared and personal expenses
  • Split costs 50/50 or custom
  • AI-powered receipt scanning
  • Monthly spending charts by category
  • Budget limits with visual indicators
  • Create budget spaces for groups
Features
Read full description

Flowt is a shared expense tracker and household budget app for couples, roommates, trips, and groups - no more spreadsheets, awkward money talks, or forgotten IOUs. Whether you are splitting rent, groceries, utilities, dinner, or a weekend trip, Flowt keeps every expense organised and the balance crystal clear. TRACK TOGETHER - Add shared or personal expenses in seconds - Split costs 50/50 or set a custom split - See exactly who paid what and who owes what - Settle up with one tap - balance resets automatically SCAN & GO - Point your camera at any receipt - AI reads it for you - Categories, amounts, and dates auto-filled - Review and confirm before saving - No more manual entry for grocery runs UNDERSTAND YOUR MONEY - Monthly spending charts by category - Shared vs. personal expense breakdown - Budget limits per category with visual indicators - Full transaction history with smart search BUILT FOR SHARED LIFE - Create Budget Spaces for couples, roommates, households, or trips - Invite people by email or join code - Keep shared and personal spending clear in one ledger - Use Face ID / Touch ID for quick, secure access FLOWT PRO - Unlock advanced features with a Flowt Pro subscription - AI-powered receipt scanning — point your camera, expenses auto-fill - Full spending analytics: category explorer, 3/6/12-month trends, and spending pace - Month-over-month comparisons to see where your money is going - Available monthly, yearly, or as a one-time lifetime purchase - All purchases managed securely through Apple's In-App Purchase system PRIVACY Your financial data is stored securely and never sold or shared with third parties. See our full privacy policy at https://useflowt.app/flowt-privacy.html TERMS OF USE/SERVICE https://useflowt.app/terms.html

Screenshots

Budgeting App4 screens
Flowt4 screens

Verdict

The call

The clearest difference is review sentiment: Flowt at 100% against Budgeting App's 79%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Flowt sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budgeting App ships an update weekly, Flowt every 8 days. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
Budgeting App versus Flowt: the parameters behind the verdict, then further details
ParameterBudgeting AppFlowt
PriceFreeFree
Rating4.7 (87 ratings) — better—
Positive reviews78.9% of reviews100.0% of reviews — better
Number of ratings87 — better—
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size63 MB46 MB
Age rating4+4+
DeveloperThe Budgeting CompanyZhenghan Yong

Customer experience

Budgeting App

All ratings87 ratings
Positive95.4%
Neutral0.0%
Negative4.6%
Written reviews19 reviews
Positive78.9%
Neutral0.0%
Negative21.1%

Flowt

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
3 purchases

Flowt

Subscriptions2
  • Flowt Pro Monthly$9.991 Month
  • Flowt Pro Yearly$79.991 Year
One-time1
  • Flowt Pro Lifetime$69.99

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Flowt free?
Flowt is free to download, with in-app purchases available.
Do Budgeting App or Flowt have ads?
Neither Budgeting App nor Flowt shows ads.
Which is updated more often, Budgeting App or Flowt?
Budgeting App ships an update weekly, and Flowt every 8 days. Most recently, Budgeting App was updated on October 19, 2026 and Flowt on October 9, 2026.

Other comparisons