Comparison

Budgeting App vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Spendly

Read full description

Spendly – Smart Expense & Income Tracker Take full control of your money with Spendly — a powerful yet simple app designed to help you track expenses, monitor income, and understand your financial habits. Whether you're managing daily spending or planning your budget, Spendly gives you everything you need in one beautiful experience.

Screenshots

Budgeting App4 screens
Spendly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against Budgeting App's 7. Spendly also leads on update cadence (daily vs weekly). Budgeting App's advantage is iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

Budgeting App ships an update weekly, Spendly daily. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Budgeting App versus Spendly: the parameters behind the verdict, then further details
ParameterBudgeting AppSpendly
PriceFreeFree
Rating4.7 (91 ratings) — better—
Positive reviews78.9% of reviews—
Number of ratings91 — better—
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size63 MB6 MB
Age rating4+4+
DeveloperThe Budgeting CompanyMuayad Haddad

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
None

Spendly

No in-app purchases

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Budgeting App or Spendly have ads?
Neither Budgeting App nor Spendly shows ads.
Which is updated more often, Budgeting App or Spendly?
Budgeting App ships an update weekly, and Spendly daily. Most recently, Budgeting App was updated on October 27, 2026 and Spendly on October 25, 2026.

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