Budgeting App vs Actuali

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

Actuali is a native iOS client for Actual Budget, the local-first, open-source personal finance app. Connect to the Actual server you already self-host and budget from your phone, online or offline (sync the moment you're back online). Supports most Actual Budget features: Envelope & Tracking Budgets (inc. Encrypted), Categories, Transactions, Rules, Schedules, Reports, OAuth Plus many additional features including: • Bank sync via SimpleFIN • Import Apple Card, Apple Cash, & Savings transactions straight from Wallet • Tap to pay with Apple Wallet & the transaction logs itself, a Shortcuts automation runs Actuali's Log Transaction action the moment you pay • Payee locations: remembers where you transact, so payee suggestions are one tap away • Bills & Schedules Calendar: upcoming bills and scheduled transactions in one dashboard • Credit card support: payment due reminders, statement history • Notifications for new transactions and card payment due dates • Automatic backups, mirrored to a folder you choose • Category funding automation: top up categories from a source you pick • Transaction history with Undo • iOS Widgets & Shortcuts • Quick math in the amount field (+, −, ×, ÷) • Card & Account Mapping • Hide balances app wide • Light/Dark mode • iPad support Your data, your server: Actuali talks only to the Actual Budget server you configure, nothing else. No analytics, no personal data collected. Requirements: your own Actual Budget server (actualbudget.org) to sync. Actuali is an independent companion client and isn't affiliated with the Actual Budget project.