Comparison

Budgeting App vs chestnut

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

chestnut

Read full description

chestnut is a calming envelope budgeting companion-not another finance dashboard. money can feel heavy. chestnut helps you feel emotionally safe, organized, and in control without turning your life into a spreadsheet. split your money into warm, identity-based envelopes, check safe-to-spend in a few seconds, and log spending in moments-not minutes. WHY ENVELOPE BUDGETING give every euro a job before you spend it. fixed envelopes cover what you need (rent, subscriptions). flexible envelopes hold the joy (eating out, self care, little treats). savings envelopes grow hope (vacation, emergency fund). when it's time to spend, you only ask one question: is there money in this envelope? HOME - "AM I OKAY?" open chestnut and see your safe-to-spend number front and center-so you know you can enjoy today without guessing. ENVELOPES - "WHERE IS MY MONEY?" a clear, cozy view of fixed, flexible, and savings envelopes. identity-based names and soft colors-not accounting jargon. LOG SPENDING IN SECONDS add an expense with minimal taps. keyboard-friendly, remembered merchants, instant feedback. no mandatory notes, no lecture. ACTIVITY a gentle timeline of what happened recently-so you stay aware without doom-scrolling your finances. CALENDAR see what's coming up: bills and reminders, so surprises feel smaller. GOALS & SAVINGS watch progress on what matters. soft encouragement-not gamified pressure. PAYDAY RITUAL look forward to payday planning: refill envelopes, rebalance with kindness, and start the next stretch with clarity. DESIGNED TO FEEL DIFFERENT warm cream palette and rounded cards-not cold fintech white. PRIVACY & ACCOUNT sign in to sync your envelopes across devices. your budget stays yours-we're here to help you feel capable, not to sell your attention. --- a paid subscription is required to use chestnut. all budgeting features, envelopes, spending tracking, goals, calendar planning, payday rituals, and device syncing require an active subscription. you can choose between a monthly and yearly subscription. with a yearly subscription, you get a 3-day trial. subscriptions are managed directly by apple. you can manage and cancel your subscription at any time within your iphone settings. questions or feedback? use the support link in the listing-we read every note. enjoy life. stay in control. stash a little calm with chestnut. privacy policy: https://getchestnut.app/privacy terms and conditions: https://getchestnut.app/terms

Screenshots

Budgeting App4 screens
chestnut4 screens

Verdict

The call

Budgeting App and chestnut are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and chestnut sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Budgeting App versus chestnut: the parameters behind the verdict, then further details
ParameterBudgeting Appchestnut
PriceFreeFree
Rating4.7 (92 ratings) — better—
Positive reviews78.9% of reviews—
Number of ratings92 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size63 MB75 MB
Age rating4+4+
DeveloperThe Budgeting CompanyThjis

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
4 purchases

chestnut

Subscriptions4
  • chestnut pro monthly$3.991 Month
  • chestnut pro monthly$5.991 Month
  • chestnut pro yearly3 Days trial$39.991 Year
Show 1 more
  • chestnut pro yearly3 Days trial$49.991 Year

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is chestnut free?
chestnut is free to download, with in-app purchases available.
Do Budgeting App or chestnut have ads?
Neither Budgeting App nor chestnut shows ads.
Which is updated more often, Budgeting App or chestnut?
Budgeting App ships an update weekly, and chestnut weekly. Most recently, Budgeting App was updated on November 3, 2026 and chestnut on October 28, 2026.

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