Budgeting App vs Vault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Vault
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Vault is a private, no-nonsense budget planner that helps you see exactly where your money goes and stay on top of every bill. WHY VAULT • Face ID / passcode lock — your finances stay private on your device. • Simple budgets that actually stick: set limits, track spending, watch what's left. • Bill & subscription tracker so nothing catches you off guard. • Savings goals to keep you moving toward what matters. • Split bills with friends and settle up with ease. • Scan and store receipts, and manage recurring subscriptions in one place. • Live currency conversion for spending across currencies. • Syncs securely to your account so your data is there on every device. FREE, WITH AN OPTIONAL UPGRADE Vault is free to use and supported by ads. Prefer a clean, ad-free experience? Remove ads with an optional subscription. SUBSCRIPTION DETAILS Remove Ads (Monthly) — £0.99 per month. Payment is charged to your Apple Account at confirmation of purchase. The subscription automatically renews at the same price and period unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription any time in Settings › Apple Account › Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://astounding-marzipan-9bfb02.netlify.app/ Your budget. Your data. Locked in the Vault.
Screenshots
Verdict
The clearest difference is ads: Budgeting App at none against Vault's shown. Vault's advantage is update cadence (every 2 days vs every 6 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Vault sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Budgeting App ships an update every 6 days, Vault every 2 days. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.
| Parameter | Budgeting App | Vault |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (79 ratings) — better | — |
| Positive reviews | 78.9% of reviews | — |
| Number of ratings | 79 — better | — |
| Update frequency | Every 6 days | Every 2 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 63 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | The Budgeting Company | Muhammad Yasir Rafique |
In-app purchases
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90
Vault
- Remove Ads (Monthly)$0.991 Month









