Budgeting App vs Allocated
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Allocated
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Allocated is a simple, private monthly budget planner that's easy to use. Instead of linking your bank or tracking every transaction, you simply set what comes in and what goes out each month - and Allocated shows you what's left over. NO BANK CONNECTION Most budget apps make you link a bank account before you can do anything. Allocated doesn't. There's nothing to connect and no third-party access to your finances - you just type in your income and outgoings. It works exactly the same whoever you bank with. COMPLETELY FREE No subscription, no in-app purchases, no ads, no locked "pro" features. Everything is free - no catch, no upsell. WHAT YOU CAN DO • Set your income and recurring outgoings for the month • See your "left over" at a glance, with a clear allocated-vs-free bar • Break spending down by category, with percentages and a donut chart • Give every outgoing a category, colour and icon • Handle real-life schedules: a fixed date, the last day of the month, "last Friday", weekly or fortnightly, or a one-off BUILT AROUND YOUR MONTH Allocated keeps a separate plan for each month. Open a new month and your recurring income and outgoings carry forward automatically, so you start from where you left off - one-offs stay in the month they belong to. Past months stay frozen as history. PRIVATE BY DESIGN Everything you enter stays on your device. Allocated has no accounts and no servers, so your budget is never uploaded, shared, sold, or tracked. We can't see it, and neither can anyone else. Export a backup any time as a simple file you control. SIMPLE BY DESIGN Light and dark themes, a choice of currency symbols, and a clean, uncluttered layout that's easy to use and stays out of your way. Allocated is a budget planner, not a bank connection or a transaction tracker - there's nothing to link and nothing to sign up for. Just open it and plan.
Screenshots
Verdict
The clearest difference is in-app purchases: Allocated at none against Budgeting App's 7. Budgeting App's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Allocated asks for nothing beyond the download.
Budgeting App ships an update weekly, Allocated every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Budgeting App | Allocated |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (92 ratings) — better | — |
| Positive reviews | 78.9% of reviews | — |
| Number of ratings | 92 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 63 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | The Budgeting Company | JACK TAYLOR |
In-app purchases
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90
Allocated
No in-app purchases
Questions
Is Budgeting App free?
Is Allocated free?
Do Budgeting App or Allocated have ads?
Which is updated more often, Budgeting App or Allocated?
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