Comparison

Budgeting App vs Tipstack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgeting App

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Highlights
  • Sync across devices
  • Customizable spending categories
  • Flexible budget creation (weekly, monthly)
  • Track income and expenses
  • Automated recurring transactions
  • Detailed spending analytics
  • Multiple account management
  • Savings and loan tracking
Features
Read full description

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]

About

Tipstack

Read full description

Tipstack is the hours and tips tracker built for people who get paid by the hour: servers, bartenders, baristas, delivery drivers, salon and hotel staff. START A SHIFT IN ONE TAP • Big Start/End button, breaks, and "I started at…" when you forgot to clock in. • Live Activity on your lock screen and Dynamic Island with a running timer and an End shift button that works even if the app is closed. • Home screen widget to start or end your shift. LOG YOUR TIPS THE WAY YOU GET THEM • Cash tips, card tips, tip-out, sales, section and notes. • Tip-out suggested from your restaurant's rules (% of sales, % of tips or fixed). • Split the tip pool by hours or points and take your share. • Photo of your checkout or time clock, kept with the shift. KNOW WHAT YOUR CHECK SHOULD SAY • Overtime by state: federal 40-hour rule, California daily and 7th-day rules, Alaska, Colorado, Nevada, Oregon, Kentucky and Puerto Rico. Hospitals' 8/80 rule. • Also Canada (Ontario, Québec, B.C., Alberta), United Kingdom, Ireland, Australia, New Zealand, Mexico, Brazil, Argentina, Chile, Colombia, Peru, Dominican Republic, Philippines, South Africa and the UAE. • Tipped minimum wage handled right: overtime on the full minimum, and a warning when wages plus tips fall below the minimum. • Night, weekend and holiday differentials, meal deductions, time-clock rounding, split-shift premium in California. • Pay periods weekly, biweekly, semimonthly or monthly, with your payday. • Compare with your real pay stub and see the difference. YOUR RECORD, YOUR PROOF • Every shift keeps when it was created and when it was edited. • Export CSV and PDF, or a claim pack with employer details, weekly totals, notes, edit history and your photos. • Monthly tips report for your employer (Form 4070) and your year-to-date total. STATS THAT HELP YOU EARN MORE • Best days of the week, real hourly rate with tips, this month vs last, goals. PRIVATE BY DESIGN • No account, no ads, no tracking. Your data stays on your phone. Face ID lock and backup file included. FREE FOREVER FOR ONE JOB Tipstack Pro adds the Pay tab, state and country rules, multiple jobs, tip-out rules, photos and exports. Try it free for 7 days, then choose: $14.99 once (yours forever, Family Sharing) or $2.99 a month. Available in English, Spanish, French and Portuguese. SUBSCRIPTION DETAILS • Tipstack Pro Monthly — $2.99 per month, auto-renewable subscription. • Tipstack Pro (lifetime) — $14.99, one-time purchase, not a subscription. • Tipstack 7-day Trial — free, 7 days, does not renew. Payment is charged to your Apple ID account at confirmation of purchase. The monthly subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://orejita.com/tipstack/privacidad.html Tipstack does not give legal or tax advice. Figures are estimates based on the rules you choose; check your pay stub and your local labor office.

Screenshots

Budgeting App4 screens
Tipstack4 screens

Verdict

The call

Budgeting App and Tipstack are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Tipstack sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Budgeting App versus Tipstack: the parameters behind the verdict, then further details
ParameterBudgeting AppTipstack
PriceFreeFree
Rating4.7 (83 ratings) — better—
Positive reviews78.9% of reviews—
Number of ratings83 — better—
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size63 MB27 MB
Age rating4+4+
DeveloperThe Budgeting CompanyRAFAEL ALBERTO VASQUEZ DIAZ

In-app purchases

7 purchases

Budgeting App

Subscriptions5
  • Pro (Monthly)$2.991 Month
  • Lifetime Bank Sync Add-On (Monthly)$5.991 Month
  • Pro Sync (Monthly)1 Month trial$9.991 Month
Show 2 more
  • Pro (Annual)$26.491 Year
  • Pro Sync (Annual)1 Month trial$89.991 Year
One-time2
  • The Budgeting App Pro Lifetime$33.99
  • The Budgeting App Pro Lifetime$59.90
3 purchases

Tipstack

Subscriptions1
  • Tipstack Pro Monthly$2.991 Month
One-time2
  • 7-day Pro trialFree
  • Tipstack Pro (lifetime)$14.99

Questions

Is Budgeting App free?
Budgeting App is free to download, with in-app purchases available.
Is Tipstack free?
Tipstack is free to download, with in-app purchases available.
Do Budgeting App or Tipstack have ads?
Neither Budgeting App nor Tipstack shows ads.

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