Comparison

whaaat vs Jafinity Split Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

whaaat

Features
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whaaat turns what you own into something you can actually see: the real cost per day of every thing you buy — and a daily savings budget so the next one never catches you off guard. Most things feel expensive at the till and cheap over time — or the other way round. whaaat does the honest math for you. WHAT YOU GET • Cost per day — add a thing in 2 taps and instantly see what it really costs per day of use. • Savings budget — how much to set aside each day for replacements AND your planned wishes. • Future curve — a scrub-able 5-year view of the savings balance you should have on any date. • Replaced or sold — close an item to get its real, final cost per day (a tidy receipt). • Cheap vs durable — compare two options and see which is actually cheaper over time. WHAAAT PRO (OPTIONAL SUBSCRIPTION) • iCloud sync — your things on iPhone and iPad, and an automatic backup. • Receipt scan — photo or PDF invoice: item, price and date filled in, other lines as accessories. Read on your device. • Photos and receipts on every item. • Running and extra costs — the true cost per day. • Separate spaces (personal, family, …) and unlimited items. PRIVATE BY DESIGN • Local-first: your data lives on your device. No account, no tracking, no ads. • With iCloud sync it goes to your private iCloud — never to us. We run no server. • Works offline. Available in English, German, French, Italian and Spanish. Buy better. Keep things longer. Know what your stuff really costs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Jafinity Split Bills

Features
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Debts, groups and money — finally stress-free. Jafinity Wallet splits the cost and keeps track of who paid what and who owes whom — on a trip with friends, between roommates or for a group gift — so money never gets awkward. Split an expense in seconds, settle up when you’re ready and keep your own wallets, savings goals and receipts in the same place. And now you can simply say what happened — the new AI assistant enters it for you. WHY IT FEELS GOOD • No more mental math or “I’ll pay you back later” texts — every balance is right there. • Everyone in the group who uses the app sees the same numbers, updated in real time. • Your own money and your savings sit right next to your shared costs. JUST SAY WHAT HAPPENED — THE AI ASSISTANT • Speak or type one plain sentence — “12.50 € coffee with Lisa” — and it’s entered for you: amount, person, currency and split. • Several things in one sentence? All entered in one go — and it works for your own wallets, too. • Ask about your own numbers — “Who owes me what?”, “How much did I spend this month?” — answered from your own data. • You check the result: the assistant shows exactly what it entered — one tap to keep it, one tap to undo. • Hold to talk — or just type. • Part of Jafinity Pro, the optional subscription — along with much higher monthly entry limits and much more room for receipts. SPLIT EXPENSES WITH FRIENDS AND GROUPS • Add who paid, how much and in which currency — it’s split equally automatically. • Need something uneven? Type an exact amount for one person and the rest is split automatically. • Categories, dates, notes and an address keep every expense clear. • Track costs one-on-one with a friend, or run a whole group — trips, roommates, teams, family. SETTLE UP WITHOUT THE AWKWARDNESS • Suggested amounts show the simplest way to clear a debt. • Record a payment in either direction, per currency. • Balances update for everyone involved, live. YOUR MONEY AT A GLANCE • “My money” wallets for day-to-day income and expenses. • “Savings” wallets with a savings goal and progress bar — watch the trip fund grow. • Add money, take out money, filter by date range, see income and expenses per currency. • Wallet trend chart and group balances on your Overview. • Share a wallet with people you trust, or keep it private. RECEIPTS, ALL IN ONE PLACE • Snap a photo, pick one from your library or add a PDF, then add the store, amount, currency, date and a note — find any receipt later by store or note. • Attach a receipt photo to any expense or wallet transaction. TALK ABOUT IT • Comment on any expense or transaction — ask “Was that the taxi?” right where it belongs. EXPORT WHERE YOU STAND • Export a PDF statement for a friend or a whole group — with an optional letterhead. Preview, print or share. BUILT FOR REAL LIFE • Multi-currency: pick the currencies you use; balances and stats are kept per currency. • Real-time sync — changes by other members appear live. • Same account in the app and on the web at wallet.jafinity.com. • Invite friends by code or link. • Light, dark or system appearance. • English, German and Arabic (full right-to-left layout). • Sign in with email or Google. • Delete your account any time from within the app (14-day grace period). Free to use · no ads · optional Pro subscription Questions or ideas? info@jafinity.com Jafinity Pro: EUR 2.99 / month or EUR 24.99 / year, after a 7-day free trial. Renews automatically unless cancelled 24 h before the period ends; manage it in your Apple Account settings. Privacy Policy: https://wallet.jafinity.com/en/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

whaaat4 screens
Jafinity Split Bills4 screens

Verdict

The call

whaaat and Jafinity Split Bills are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. whaaat sells 3 in-app purchases, starting at $1.99 per month and Jafinity Split Bills sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
whaaat versus Jafinity Split Bills: the parameters behind the verdict, then further details
ParameterwhaaatJafinity Split Bills
PriceFreeFree
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size5 MB45 MB
Age rating4+4+
DeveloperMANOVIS GmbHFiras Mustafa

In-app purchases

3 purchases

whaaat

Subscriptions3
  • whaaat Pro$1.991 Month
  • Premium$4.491 Year
  • whaaat Pro$19.991 Year
5 purchases

Jafinity Split Bills

Subscriptions2
  • Jafinity Pro7 Days trial$2.991 Month
  • Jafinity Pro7 Days trial$22.991 Year
One-time3
  • 1,000 AI Credits$0.99
  • 3,000 AI Credits$1.99
  • 10,000 AI Credits$3.99

Questions

Is whaaat free?
whaaat is free to download, with in-app purchases available.
Is Jafinity Split Bills free?
Jafinity Split Bills is free to download, with in-app purchases available.
Do whaaat or Jafinity Split Bills have ads?
Neither whaaat nor Jafinity Split Bills shows ads.

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