Comparison

Checkbook vs Torba Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

Highlights
  • Track cleared and pending payments
  • Bill reminders and automatic scheduling
  • Create and track spending budgets
  • Calendar view of financial future
  • Multiple account support
  • Family sharing
Features
Read full description

Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you. FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks. STAY AHEAD OF EVERY BILL Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives. BUDGET WITHOUT THE SPREADSHEETS Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late. SEE YOUR FINANCIAL FUTURE The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today. BUILT FOR REAL LIFE - Works on iPhone, iPad, and Mac with seamless iCloud sync - Supports multiple accounts — checking, savings, credit cards - Tracks check numbers for your checkbook register - Family sharing lets everyone stay on the same page - Widgets put your bills and budgets front and center - Siri Shortcuts support for quick access Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Torba Split

Features
Read full description

Torba Split – The Easiest Way to Split Expenses Torba Split makes cost-sharing effortless for groups, friends, and families. Whether you're traveling, living with roommates, dining out, or managing shared expenses, Torba Split helps you keep track of who paid for what and who owes whom—without the hassle of spreadsheets or mental math. Why Choose Torba Split? * Works on all your devices. – Access your expenses anytime, anywhere. * Simple & Fast – Add expenses in seconds, split costs instantly, and see balances at a glance. * Multiple Split Options – Divide equally, by percentage, or custom amounts based on each person's share. * Group Expense Tracking – Create groups for trips, roommates, or any shared spending. Everyone stays in sync. * Smart Balances – See who owes what and settle up easily with minimal transactions. * Offline Mode – Log expenses even without an internet connection. Sync when you're back online. * Secure & Private – Your data is stored securely with encrypted syncing. Ditch the stress of money management in groups. With Torba Split, keeping track of shared expenses has never been easier. Download now and simplify cost-splitting today!

Screenshots

Checkbook4 screens
Torba Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Torba Split at none against Checkbook's 13. Torba Split also leads on iOS requirement (15.6 vs 26.1). Checkbook's advantage is update cadence (every 10 days vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 13 in-app purchases, starting at $1.99 per month. Torba Split asks for nothing beyond the download.

UpkeepUpdate frequency

Checkbook ships an update every 10 days, Torba Split every 3 months. The most recent releases landed on October 17, 2026 and September 27, 2026 respectively.

Scorecard3 real differences · 7 level
Checkbook versus Torba Split: the parameters behind the verdict, then further details
ParameterCheckbookTorba Split
PriceFreeFree
Rating4.6 (200 ratings) — better—
Positive reviews82.9% of reviews—
Number of ratings200 — better—
Update frequencyEvery 10 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Vision Pro — betteriPhone, iPod
Requires iOS26.115.6 — better
Further details — not scored
Size198 MB6 MB
Age rating4+4+
DeveloperCoreBits LLCYalhi Software Solutions Inc.

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Charged for something not billed
  • Ledger disappeared on new phone
  • Automated refund system by Apple
  • Lifetime purchase not honored

Requested features

6 requests
  • Manual way to add income for irregular pay
  • Tutorial on how to use the app
  • Support for Portuguese language
  • Enhance Chinese localization
  • Add employment paycheck amounts for check and balancing
Show 1 more
  • Allow entering pay amount to see remainder

Torba Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

13 purchases

Checkbook

Subscriptions10
  • Bills to Budget Plus3 Days trial$1.991 Month
  • Bills to Budget Plus$1.991 Month
  • Bills to Budget Premium3 Days trial$3.991 Month
Show 7 more
  • Bills to Budget Family Plus3 Days trial$4.991 Month
  • Bills to Budget Family Plus$4.991 Month
  • Bills to Budget Plus7 Days trial$19.991 Year
  • Bills to Budget Plus$19.991 Year
  • Bills to Budget Family Plus1 Year trial$29.991 Year
  • Bills to Budget Premium Annual7 Days trial$29.991 Year
  • Bills to Budget Family Plus7 Days trial$29.991 Year
One-time3
  • Family Upgrade$19.99
  • Bills to Budget Plus Lifetime$39.99
  • Family Plus Lifetime$59.99
None

Torba Split

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Torba Split free?
Torba Split is free to download, with no in-app purchases.
Do Checkbook or Torba Split have ads?
Neither Checkbook nor Torba Split shows ads.
Which is updated more often, Checkbook or Torba Split?
Checkbook ships an update every 10 days, and Torba Split every 3 months. Most recently, Checkbook was updated on October 17, 2026 and Torba Split on September 27, 2026.

Other comparisons