Chat Stocks vs Budget Stack

Build a calmer investing practice with Chat Stocks. Keep your ideas, simulated trades and reflections together in a private, on-device workspace. PRACTICE WITH PURPOSE Start with 10,000 virtual practice dollars. Record simulated buys and sells, track your cash and holdings, and explore the consequences of your decisions. Enter your own observed prices: this release does not provide a live market feed or place real trades. WRITE BEFORE YOU ACT Keep a watchlist and investing journal. Record your thesis, risks, time horizon and what would change your mind. Revisit your thinking as you learn. MEET BENNY Benny helps you reflect on your practice and build consistent habits. Optional Benny Plus unlocks weekly reviews, deeper reflection and the Learning Toolkit. Supported devices can use available on-device intelligence; guided reviews also work without it. No cloud AI subscription is required. TOOLS YOU CAN KEEP The optional Learning Toolkit adds decision templates, journal CSV exports and practice labs. Buy it once, or access it while Benny Plus is active. JSON backup and restore are included for everyone. YOUR DATA, ON YOUR DEVICE No Chat Stocks account is required. This release stores your journal and simulated portfolio locally and includes no advertising or analytics SDKs. Keep backups before changing devices or deleting the app. OPTIONAL PURCHASES Add virtual buying power through consumable packs. These are practice dollars with no cash value: they cannot be withdrawn, exchanged for securities or used to win prizes. Purchases are optional; the core journal and starting practice portfolio are free. Benny Plus is available as an auto-renewing monthly or annual subscription. Payment is charged to your Apple Account when you confirm purchase. Subscriptions renew unless canceled at least 24 hours before the current period ends. Manage or cancel subscriptions in your Apple Account subscription settings. Prices and billing periods are shown before purchase. Existing monthly and quarterly subscribers can restore their Apple purchases. VERSION 8 This rebuilt experience starts a new local workspace. Legacy cloud records are not imported or deleted. Contact support for help with a previous account or data request. Chat Stocks is for education and simulated practice. It does not provide investment advice, brokerage services or live stock quotes. Support: https://chatstocks-help-20261024.digiid-0041.chatgpt.site Privacy: https://chatstocks-help-20261024.digiid-0041.chatgpt.site/privacy.html Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budget Stack helps you keep everyday spending organized without turning budgeting into a chore. Create simple spending lists, add transactions, sort purchases by category, and see totals at a glance. Whether you’re tracking a card balance, planning a home project, managing recurring expenses, or keeping a shared wish list tidy, Budget Stack gives you a clean place to capture what matters. Features: Create multiple spending lists Add transactions with merchants, amounts, dates, notes, and recurrence Organize spending with customizable categories and tags View totals and category breakdowns Sort and manage lists quickly Sync and recover your data with iCloud Privacy-first design with no analytics, tracking, or personal data collection Optional premium icons for a more personalized look Budget Stack is built for people who want a focused, private, lightweight way to understand where their money is going. Everything needed for one person. Budget Stack Premium (Families & Smart Features): Includes: * Shared Lists * Family Budget Sharing * Smart Lists * Apple Intelligence / Siri AI features * Premium app icons * Future premium widgets