Comparison

Rate Rite vs Smart Loan Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rate Rite

Easily calculate car payments and compare loan options. View detailed amortization schedules to understand your loan's repayment. A straightforward tool for financial planning.

Highlights
  • Car payment calculation
  • Loan comparison
  • Amortization schedule viewing
  • Multiple loan options
Read full description

The quick and easy way to calculate your car payment, without any headaches! Compare multiple loans and view the amortization schedule of a loan.

About

Smart Loan Calculator

Easily calculate loan payments, total interest, and grand totals for personal, mortgage, or car loans. Compare different loan options to make informed financial decisions.

Highlights
  • Loan payment calculation
  • Total interest calculation
  • Grand total amount calculation
  • Loan option comparison
  • Personal loan calculator
  • Mortgage loan calculator
  • Car loan calculator
Features
Read full description

With just a few simple inputs, our app will provide you with comprehensive calculations, including payment, total interest paid and grand total amount of your purchase, so you can plan your finances with ease. With our Apple Smart Loan Calculator app, you can quickly compare different loan options and find the one that's right for you. Our app is packed with features designed to make loan calculations a breeze. So, if you're looking for a reliable and efficient loan calculator app, look no further than our smart loan calculator iOS app. Download it now from the App Store, and take control of your finances today!

Screenshots

Rate Rite4 screens
Smart Loan Calculator4 screens

Verdict

The call

The clearest difference is update cadence: Smart Loan Calculator at every 2 weeks against Rate Rite's every 3 months. Rate Rite's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.2). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Rate Rite against 5.0 for Smart Loan Calculator. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Rate Rite ships an update every 3 months, Smart Loan Calculator every 2 weeks. The most recent releases landed on October 19, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Rate Rite versus Smart Loan Calculator: the parameters behind the verdict, then further details
ParameterRate RiteSmart Loan Calculator
PriceFreeFree
Rating5.0 (3 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings3 — better2
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.2
Further details — not scored
Size14 MB3 MB
Age rating4+4+
DeveloperKurt WeberRoberto J Franqui Rodriguez

Customer experience

Rate Rite

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Smart Loan Calculator

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Rate Rite

No in-app purchases

None

Smart Loan Calculator

No in-app purchases

Questions

Is Rate Rite free?
Rate Rite is free to download, with no in-app purchases.
Is Smart Loan Calculator free?
Smart Loan Calculator is free to download, with no in-app purchases.
Which has better reviews, Rate Rite or Smart Loan Calculator?
Rate Rite and Smart Loan Calculator are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.
Do Rate Rite or Smart Loan Calculator have ads?
Neither Rate Rite nor Smart Loan Calculator shows ads.
Which is updated more often, Rate Rite or Smart Loan Calculator?
Rate Rite ships an update every 3 months, and Smart Loan Calculator every 2 weeks. Most recently, Rate Rite was updated on October 19, 2026 and Smart Loan Calculator on September 24, 2026.

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