SpeedPay vs 拉生意
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpeedPay
This app offers a universal payment experience, allowing users to apply for a global Mastercard prepaid card. It facilitates seamless online shopping, travel purchases, and digital content payments worldwide. Enjoy instant cross-platform transfers 24/7 for international studies, trade, and business travel.
- Global Mastercard prepaid card application
- Online shopping and travel payments
- Digital content purchases
- 24/7 cross-platform instant transfers
- International study and business support
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Speedpay 為戶提供全球通用的支付體驗，只需一個APP即可線上申請全球通用的Mastercard(預付卡), 用戶付款時僅需輸入卡號、有效期和安全碼，即可隨時隨地海淘支付、旅遊購物、應用遊戲、暢賞音樂電影 同時實現7*24 跨平台即時轉帳，出國留學，海外貿易，商務旅遊便捷無憂。
拉生意
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拉卡拉支付股份有限公司成立于2005年，是国内领先的第三方支付公司，公司定位为“商户数字化经营服务商”. 拉生意满足政策及市场要求，致力于线上、线下中小微商户提供安全便捷的收款服务和优质的移动科技服务,是拉卡拉专门为全国服务商提供移动展业、平台管理等服务工具;通过移动端与SAAS系统交互，为服务商展业提供便捷、完善、定制化的服务
Screenshots
Verdict
The clearest difference is rating: SpeedPay at 5.0 against 拉生意's 3.0. SpeedPay also leads on update cadence (every 5 days vs every 2 months). 拉生意's advantage is iOS requirement (12.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SpeedPay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
SpeedPay ships an update every 5 days, 拉生意 every 2 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | SpeedPay | 拉生意 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.0 (2 ratings) |
| Number of ratings | 2 | 2 |
| Update frequency | Every 5 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 73 MB |
| Age rating | 4+ | 17+ |
| Developer | SPEEDPAY TREASURE GLOBAL FINTECH LIMITED | Lakala Commerce Technology Co.,Ltd. |
Customer experience
SpeedPay
拉生意
In-app purchases
SpeedPay
No in-app purchases
拉生意
No in-app purchases
