Comparison

esPay vs Handle+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

esPay

Features
Read full description

esPay mobile app is a convenient and secure way for individuals to manage their financial report using a smartphone or tablet. With espay apps, users can access their cooperative accounts and view their account details from anywhere, at any time.

About

Handle+

Features
Read full description

Гэрийн ажлаас эхлээд мэргэжлийн үйлчилгээ хүртэл - найдвартай мэргэжилтнүүдтэй холбогдоорой.

Screenshots

esPay3 screens
Handle+4 screens

Verdict

The call

The clearest difference is update cadence: Handle+ at every 3 weeks against esPay's every 6 weeks. esPay's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

esPay ships an update every 6 weeks, Handle+ every 3 weeks. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
esPay versus Handle+: the parameters behind the verdict, then further details
ParameteresPayHandle+
PriceFreeFree
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size62 MB51 MB
Age rating4+4+
DeveloperEASY SOFTWARE PVT. LTD.Khuslen Sukhbaatar

In-app purchases

None

esPay

No in-app purchases

None

Handle+

No in-app purchases

Questions

Is esPay free?
esPay is free to download, with no in-app purchases.
Is Handle+ free?
Handle+ is free to download, with no in-app purchases.
Do esPay or Handle+ have ads?
Neither esPay nor Handle+ shows ads.
Which is updated more often, esPay or Handle+?
esPay ships an update every 6 weeks, and Handle+ every 3 weeks. Most recently, esPay was updated on November 7, 2026 and Handle+ on November 5, 2026.

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