Karmath Smart Banking vs Ellington MFB Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Karmath Smart Banking
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Karmath Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.
Ellington MFB Personal
Securely manage your finances with a mobile banking platform designed for speed and reliability. This service prioritizes the protection of your funds and personal data, offering a top-tier banking experience.
- Fast and reliable banking
- Top-notch security
- Personal data protection
- Mobile banking platform
- Best service experience
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Experience fast and reliable banking through our mobile banking platform that ensures top-notch security for your money and data. Ellington make certain that you get the best service.
Screenshots
Verdict
The clearest difference is update cadence: Ellington MFB Personal at every 2 weeks against Karmath Smart Banking's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Karmath Smart Banking ships an update monthly, Ellington MFB Personal every 2 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.
| Parameter | Karmath Smart Banking | Ellington MFB Personal |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 16 MB | 44 MB |
| Age rating | 17+ | 17+ |
| Developer | MICRO BANKER NEPAL | Ellington Micro Finance Bank |
In-app purchases
Karmath Smart Banking
No in-app purchases
Ellington MFB Personal
No in-app purchases
Questions
Is Karmath Smart Banking free?
Is Ellington MFB Personal free?
Do Karmath Smart Banking or Ellington MFB Personal have ads?
Which is updated more often, Karmath Smart Banking or Ellington MFB Personal?
Other comparisons
