Comparison

Kasheto vs Stabnance (Formerly Softswapp)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kasheto

Features
Read full description

Kasheto is a leader in cross-border P2P payments and money transfers. Utility Bills, Send and Receive Money instantly. Kasheto enables everyone to quickly and affordably send and receive money in more than 180 countries and territories with over 120 currencies. The brand leverages its modern and API-driven platform to bring customers and every new user across the globe together. With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, Kasheto is leading the evolution of digital P2P payments.

About

Stabnance (Formerly Softswapp)

Easily spend your cryptocurrency assets like cash. This app enables instant conversion of stablecoins to Naira and facilitates cross-border payments, offering a secure and regulated way to access your funds.

Highlights
  • Instant stablecoin to Naira conversion
  • Cross-border payments
  • Bank-grade security
  • KYC verification
  • Regulated infrastructure
  • Designed for real-world crypto use
Features
Read full description

Stabnance lets you spend your crypto assets anywhere, anytime — just like regular cash. Built for Nigerians who hold stablecoins and crypto but need fast, reliable access to Naira and cross-border payments, Stabnance removes the friction of converting digital assets into spendable money. WHY STABNANCE • Instant conversion — turn USDT and other stablecoins into Naira in seconds, no waiting on P2P traders or unreliable middlemen • Cross-border payments — send money across borders without the delays and restrictions of traditional banking rails • Secure by design — your wallet is generated and secured using bank-grade key infrastructure, with KYC verification to keep your account protected • Regulated infrastructure — Stabnance operates through licensed, regulated partners, so your funds move through compliant channels, not informal P2P risk • Built for real use — whether you're getting paid in crypto, sending money home, or converting savings, Stabnance is designed around how Nigerians actually use digital assets No complexity. No friction. Crypto made simple — download Stabnance and start spending your crypto like cash.

Screenshots

Kasheto4 screens
Stabnance (Formerly Softswapp)4 screens

Verdict

The call

The clearest difference is update cadence: Stabnance (Formerly Softswapp) at fortnightly against Kasheto's every 4 months. Kasheto's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kasheto ships an update every 4 months, Stabnance (Formerly Softswapp) fortnightly. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Kasheto versus Stabnance (Formerly Softswapp): the parameters behind the verdict, then further details
ParameterKashetoStabnance (Formerly Softswapp)
PriceFreeFree
Rating—4.0 (4 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size27 MB62 MB
Age rating4+4+
DeveloperKasheto LimitedStabnance Global Limited

In-app purchases

None

Kasheto

No in-app purchases

None

Stabnance (Formerly Softswapp)

No in-app purchases

Questions

Is Kasheto free?
Kasheto is free to download, with no in-app purchases.
Is Stabnance (Formerly Softswapp) free?
Stabnance (Formerly Softswapp) is free to download, with no in-app purchases.
Do Kasheto or Stabnance (Formerly Softswapp) have ads?
Neither Kasheto nor Stabnance (Formerly Softswapp) shows ads.
Which is updated more often, Kasheto or Stabnance (Formerly Softswapp)?
Kasheto ships an update every 4 months, and Stabnance (Formerly Softswapp) fortnightly. Most recently, Kasheto was updated on October 20, 2026 and Stabnance (Formerly Softswapp) on October 25, 2026.

Other comparisons