Comparison

Kasheto vs ChangPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kasheto

Features
Read full description

Kasheto is a leader in cross-border P2P payments and money transfers. Utility Bills, Send and Receive Money instantly. Kasheto enables everyone to quickly and affordably send and receive money in more than 180 countries and territories with over 120 currencies. The brand leverages its modern and API-driven platform to bring customers and every new user across the globe together. With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, Kasheto is leading the evolution of digital P2P payments.

About

ChangPay

Features
Read full description

ChangPay brings convenience, accessibility, and efficiency to international payments by allowing users to manage their cross-border financial needs from a single platform. Instead of using multiple banks, payment providers, and currency exchange services, users can access international payments, multi-currency wallets, currency conversion, and global transfers in one secure application. For freelancers and remote workers, ChangPay makes it easier to receive payments from international clients and access their funds quickly. For businesses, importers, exporters, and SMEs, ChangPay simplifies supplier payments, including Pay to China, helping them settle invoices more efficiently and manage global business transactions without unnecessary complexity. Our platform helps users save time by streamlining payment workflows, reducing the need to switch between different financial providers, and providing greater transparency over their transactions. Users can track payments, manage multiple currencies, and access compliant cross-border payment services through a single account. ChangPay is also focused on improving financial inclusion by making international financial services more accessible to users in emerging markets, particularly across Africa and Asia. Many individuals and businesses in these regions face barriers when accessing reliable global payment infrastructure. ChangPay helps bridge that gap by providing secure, compliant, and user-friendly financial tools that enable them to participate more easily in the global economy. Ultimately, the value we bring is simplicity, speed, transparency, accessibility, and trustβ€”empowering individuals and businesses to send, receive, convert, and manage money internationally with greater confidence and less friction.

Screenshots

Kasheto4 screens
ChangPay4 screens

Verdict

The call

The clearest difference is update cadence: ChangPay at every 10 days against Kasheto's every 4 months. Kasheto's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kasheto ships an update every 4 months, ChangPay every 10 days. The most recent releases landed on September 15, 2026 and September 23, 2026 respectively.

Scorecard2 real differences Β· 4 level
Kasheto versus ChangPay: the parameters behind the verdict, then further details
ParameterKashetoChangPay
PriceFreeFree
Update frequencyEvery 4 monthsEvery 10 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size27 MB112 MB
Age rating4+17+
DeveloperKasheto LimitedChang Global Technologies Pty Ltd

In-app purchases

None

Kasheto

No in-app purchases

None

ChangPay

No in-app purchases

Questions

Is Kasheto free?
Kasheto is free to download, with no in-app purchases.
Is ChangPay free?
ChangPay is free to download, with no in-app purchases.
Do Kasheto or ChangPay have ads?
Neither Kasheto nor ChangPay shows ads.
Which is updated more often, Kasheto or ChangPay?
Kasheto ships an update every 4 months, and ChangPay every 10 days. Most recently, Kasheto was updated on September 15, 2026 and ChangPay on September 23, 2026.

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