房贷计算器 vs 养老金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
房贷计算器
This tool helps calculate mortgage payments, compare interest rates, and manage loans. It supports various loan types and provides detailed repayment information, including monthly payments and total interest. Users can also set repayment reminders to avoid missing deadlines.
- Mortgage payment calculation
- Interest rate comparison
- Loan management with reminders
- Supports fixed, LPR, and provident fund loans
- Calculates monthly payments and total interest
- Compares different loan scenarios
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【应用介绍】 房贷计算器，是一款可以计算房贷月供，利率对比的工具类应用。相比于市场其他类似功能应用，我们做得更加精细，功能更加齐全，方便。 【主要功能】 房贷计算：支持 固定利率，LPR，公积金 方式，全面计算出月供，总利息，每月还款等信息。 利率对比：输入不同利率，对比月供，利息等数据差异。最常见的，可对比 当前房贷的利率，和转换为公积金利率 之后的月供变化。 房贷对比：通过房贷计算，可以保存当前的房贷信息，然后选择多个信息做出对比，选择贷款中，最省钱的方式。 贷款管理： 可以创建一个房贷，并选择还款日期，然后每月会在固定日期提醒还款，在也不怕忘记还款了。 【其他功能】 除房贷计算外，用户还可以用来计算车贷，和信用贷款等信息。
养老金
Calculate your estimated retirement pension and social security contributions. Understand your take-home pay and how long it will take to recoup your contributions. Offers detailed and accurate calculations compared to similar apps.
- Pension calculation
- Social security calculation
- Detailed contribution breakdown
- Recoupment period estimation
- Accurate financial projections
- VIP membership options
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【养老金计算】 交了这么多年的养老金，到退休之后到手的退休金还能维持体面的生活吗？具体又能领取到多少养老金呢？到底领多少年才能回本呢？养老金是否划算？使用 "养老金" 即可计算出你所有关心的数据，相比市场上同类产品，我们做得更详细，计算更准确。 【社保计算】 为什么每个月到手的工资，总是与实际工资数不符？使用社保计算，即可查看个人与公司实际缴纳了多少社保，了解为什么每个月工资总是会少一些。 【VIP 会员】 - 付款： 用户确认购买并付款后记入iTunes账号。 - 取消续订： 如需取消续订，请在当前订阅到期24小时以前，手动在iTunes/Apple ID 设置管理中关闭自动续订功能。 - 续订： 苹果iTunes账户会在到期前24小时内扣款，扣款成功后订阅周期顺延相应期限。 - 会员协议：https://www.kdocs.cn/l/cbPOPTT96TZ3 - 服务条款：https://www.kdocs.cn/l/cg77rvmFKkiJ
Screenshots
Verdict
The clearest difference is in-app purchases: 房贷计算器 at none against 养老金's 2. 房贷计算器 also leads on rating (5.0 vs 4.8) and iOS requirement (11.0 vs 15.6). 养老金's advantage is update cadence (every 6 days vs monthly) and ratings volume (4 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 养老金 sells 2 in-app purchases, starting at $2.99 per month. 房贷计算器 asks for nothing beyond the download.
房贷计算器 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
房贷计算器 ships an update monthly, 养老金 every 6 days. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | 房贷计算器 | 养老金 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (4 ratings) |
| Number of ratings | 1 | 4 — better |
| Update frequency | Monthly | Every 6 days — better |
| Ads | Yes | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 19 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Chongqing Breeze Technology Co., LTD | Chengdu Cangmo Technology Co., Ltd |
Customer experience
房贷计算器
养老金
In-app purchases
房贷计算器
No in-app purchases
养老金
- 养老金VIP$2.991 Month
- 养老金计算$12.996 Months
