Comparison

Touchstone Smart Banking vs iSmart Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Touchstone Smart Banking

About

Touchstone Smart Banking

Features

Read full description

Touchstone Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

About

iSmart Mobile App

Features

Read full description

iSmart Mobile App is smart mobile banking and finance app for customers who want to use following features: - Account Information - Send Money & Receive Money - Bills and Utilities Payments - QR

Screenshots

Touchstone Smart Banking4 screens

iSmart Mobile App4 screens

Verdict

The call

Touchstone Smart Banking and iSmart Mobile App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 30, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences

Touchstone Smart Banking versus iSmart Mobile App: the parameters behind the verdict, then further details
Parameter	Touchstone Smart Banking	iSmart Mobile App
Price	Free	Free
Update frequency	Monthly	Monthly
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	15.6	15.6
Further details — not scored
Size	15 MB	79 MB
Age rating	4+	17+
Developer	MICRO BANKER NEPAL	Devanasoft Pvt Ltd

In-app purchases

None

Touchstone Smart Banking

No in-app purchases

None

iSmart Mobile App

No in-app purchases

Questions

Is Touchstone Smart Banking free?

Touchstone Smart Banking is free to download, with no in-app purchases.

Is iSmart Mobile App free?

iSmart Mobile App is free to download, with no in-app purchases.

Do Touchstone Smart Banking or iSmart Mobile App have ads?

Neither Touchstone Smart Banking nor iSmart Mobile App shows ads.

Which is updated more often, Touchstone Smart Banking or iSmart Mobile App?

Touchstone Smart Banking ships an update monthly, and iSmart Mobile App monthly. Most recently, Touchstone Smart Banking was updated on October 30, 2026 and iSmart Mobile App on October 10, 2026.