Paycheckcheck vs Financey

Paycheckcheck is a simple personal finance app to help you budget, forecast, and track your paychecks!

Financey is a personal finance app built around one simple idea: your money should have a place to be. Instead of drowning in transactions, Financey lets you organize your money into Buckets — containers like Housing, Food, Emergency Fund, or whatever fits your life. Every dollar you earn or spend flows through a bucket, so you always know exactly where your money stands. What you can do with Financey: • Create Buckets — build your own financial system with custom names, icons, and colors. Set target balances and watch your progress grow. • Log Transactions — quickly record income, expenses, transfers between buckets, refunds, and adjustments. Your ledger stays clean and organized. • Set Savings Goals — define goals with deadlines and link them to buckets so progress tracks automatically. Whether it's a vacation, an emergency fund, or a new car — stay on track. • Track Your Financial Health — Financey calculates a Financial Health Score based on your savings rate, emergency fund, and goal progress. Know at a glance how you're really doing. • AI Financial Coach (Premium) — ask your coach anything: "Can I afford this?", "Where am I overspending?", "How long until I reach my goal?" Get answers grounded in your actual data. • Advanced Insights (Premium) — visualize monthly income vs. expenses and see a full breakdown of spending by bucket category. • Export Your Data (Premium) — generate PDF financial reports, and keep a backup of your financial history. Unlock Premium for unlimited buckets, transactions, and goals. With Premium get AI-powered financial coaching, advanced insights and analytics, and export PDF reports. One-time purchase of $14.99 — lifetime access. Your data stays on your device. Financey is built local-first — your financial information is stored privately on your iPhone and never uploaded without your permission. Take control of your money. Start with a bucket.