Comparison

Paycheckcheck vs AlloFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycheckcheck

Features
Read full description

Paycheckcheck is a simple personal finance app to help you budget, forecast, and track your paychecks!

About

AlloFi

This app provides a comprehensive view of your finances by automatically extracting data from uploaded PDF statements. It offers spending insights, a financial health score, and tools for splitting group expenses, all while keeping your data private.

Highlights
  • AI-powered PDF statement import
  • Automatic transaction extraction and categorization
  • Customizable spending categories
  • Financial Health Score tracking
  • Group expense splitting
  • Bill and due date reminders
  • Detailed spending analytics
Features
Read full description

AlloFi gives you a complete picture of your finances — without linking your bank account. Upload any PDF statement and AlloFi's AI extracts every transaction automatically. Start Free with one checking account, one credit card account, PDF statement imports and group expense splitting. Upgrade to Elite for more accounts and your Financial Health Score. Your data stays in your control. IMPORT STATEMENTS IN SECONDS Upload any bank or credit card statement as a PDF and AlloFi's AI reads it automatically. Every transaction is extracted, categorized, and organized — along with your statement period, starting and ending balances, credit limit, interest charges, and due dates. No manual typing required. BUILT TO BE CUSTOMIZED Your finances aren't generic, so your app shouldn't treat them that way. Tag spending as Core Essential or Fixed Obligation, override merchant categories, build your own category hierarchies, and shape the inputs behind your Financial Health Score so it actually reflects your life — not a one-size-fits-all template. YOUR FINANCIAL HEALTH SCORE — ELITE AlloFi calculates a real Financial Health Score (0–100) from your actual data — not generic advice. It measures four pillars: Cash Flow, Liquidity, Debt Health, and Fixed Obligations. Track your score over time and see exactly which habits are helping or hurting. SPLIT EXPENSES WITH FRIENDS Going in on rent, a trip, or dinner? Create a group, add members, and split any expense by percentage, fixed amount, or item. A live activity feed keeps everyone in sync, and Settle Up lets you log payments through Venmo, Cash App, Zelle, or Apple Cash. NEVER MISS A BILL AlloFi's dashboard shows every upcoming bill and credit card due date in a visual timeline. Recurring subscriptions and fixed expenses are detected automatically. When you import a statement, the due date is pulled directly from the document — nothing to configure. ANALYTICS THAT GO DEEPER Monthly snapshots show where your money went by category, merchant, and trend. See your savings rate, income vs. spending, and month-over-month changes at a glance. Filter by account, date, merchant, or category to drill into exactly what you want to know, with a level of detail built for people who actually want to understand their money. START FREE One checking account, one credit card account, PDF statement imports and expense splitting. No subscription or trial is required. ALLOFI ELITE Manage more accounts and unlock your Financial Health Score and trajectory tracking. Elite is an optional auto-renewing subscription; plans, prices and eligible trial terms are shown before purchase. Cancelling renewal keeps access through the current subscription period. Whether you're paying down debt, building savings, or just trying to understand where your paycheck goes — AlloFi gives you the clarity, control, and depth to actually take charge of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://allofi.app/privacy

Screenshots

Paycheckcheck2 screens
AlloFi4 screens

Verdict

The call

The clearest difference is in-app purchases: Paycheckcheck at none against AlloFi's 1. Paycheckcheck also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. AlloFi sells 1 in-app purchase, starting at $4.99 per month. Paycheckcheck asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Paycheckcheck versus AlloFi: the parameters behind the verdict, then further details
ParameterPaycheckcheckAlloFi
PriceFreeFree
Rating—4.8 (9 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—9 — better
Update frequency—Every 11 days
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size7 MB76 MB
Age rating17+4+
DeveloperKoshenka CompanyProsentia Financials LLC

In-app purchases

None

Paycheckcheck

No in-app purchases

1 purchases

AlloFi

Subscriptions1
  • AlloFi Elite$4.991 Month

Questions

Is Paycheckcheck free?
Paycheckcheck is free to download, with no in-app purchases.
Is AlloFi free?
AlloFi is free to download, with in-app purchases available.
Do Paycheckcheck or AlloFi have ads?
AlloFi shows ads; Paycheckcheck does not.

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