Hamyonim vs MONIX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hamyonim
This application helps individuals and businesses manage their loan and debt relationships. It provides tools to track financial obligations and maintain clear records of credit interactions.
- Manage loan relationships
- Manage debt relationships
- Track financial obligations
- Maintain credit interaction records
- Business and personal use
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Hamyonim - bu biznes va shaxslarning, ordi berdi, qarz munosabatlarini boshqaruvchi dastur
MONIX
Manage your money with a digital credit card offering a credit line up to 50 million UZS. Enjoy instant transfers, cashback rewards, and smart analytics to track spending and build better financial habits.
- Credit line up to 50 million UZS
- Fully digital card experience
- Instant money transfers
- Neon VISA card for local and international payments
- 1% to 30% cashback on purchases
- Digital assistant for financial tracking
- Smart spending analytics
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MONIX — zerikarli bank ilovasi emas. Cheki yo'q tugmalar labirinti ham emas. Bu tezkor, qulay va aqlli pul boshqaruvi — xuddi o'zingiz xohlagandek. Qanaqa karta o'zi bu, deysizmi? 50 million so'mgacha kredit liniyasi taqdim etuvchi karta To'liq raqamli xizmat ko'rsatish: buyurtma berishdan tortib yetkazib berilgunga qadar — filiallarsiz, navbatsiz, bosh og'riqlarsiz. Tezkor pul o'tkazmalari Bir zumda pul yuborish — ortiqcha harakat va komissiyasiz. Neon VISA karta O‘zbekistonda ham, chet elda ham to'lang. Yorqin, qulay, kontaktsiz. Qorong‘ida ham topiladi :) Xaridlar uchun fishbek Eng ko‘p foydalanadigan xizmatlar toifasi uchun 1% dan 30% gacha fishbek–keshbek. Kommunal to'lovlar Elektr, gaz, suv... — hammasi bitta ilovada. Elektr uchun pul tugayaptimi? MONIX ogohlantiradi. Axir +40°C issiqda konditsionersiz bo'lmaydi-ku. Robokot — raqamli yordamchingiz Kirim-chiqimlaringizni kuzatadi, foydali maslahatlar bilan bo‘lishadi Aqlli tahlil va boshqaruv Qanday xarajatlar qilayotganingizni ko'rasiz, daromadlaringizni kuzatasiz va foydali odatlar shakllantirasiz. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — barchasi siz xohlagandek. Hoziroq yuklab oling. ~~~~~ MONIX — не скучное банковское приложение и не лабиринт кнопок. Это быстрый, удобный и умный способ управлять деньгами — по-твоему. Что внутри: Кредитный лимит до 50 млн сум Полностью цифровой опыт: от оформления до доставки. Без отделений и суеты. Мгновенные переводы Отправляйте деньги быстро — без лишних шагов и ожиданий, без комиссий. Неоновая VISA-карта Оплачивайте в Узбекистане и за его пределами — ярко, удобно, бесконтактно. Фишбэк за покупки Повышенный кешбэк от 1% до 30% на любимые категории. Коммунальные платежи Свет, газ, вода... — всё в одном приложении. А если деньги за свет заканчиваются, MONIX предупредит заранее. Потому что кондиционер в +40°C нужен всем. Собственный Робокот Умный помощник: следит за финансами, напоминает о важном, держит всё под контролем. Аналитика и контроль Видите, куда уходят деньги, отслеживаете доходы, формируете полезные привычки. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — всё, как ты хочешь. Технологии, дизайн и удобство — в одном приложении. ~~~~~ MONIX is not a boring banking app or a maze of buttons. It’s fast, smooth, and smart money management — your way. What's in it: Credit card limit up to 50 million UZS Fully digital card experience — from request to delivery. Zero branch chaos. Instant Transfers Send money fast — no drama, no extra taps, no fees. Neon VISA card Pay in Uzbekistan and beyond. Bright, convenient, contactless. Fishback rewards for purchases Enhanced cashback from 1% to 30% on your favorite categories. Utility payments Electricity, gas, water... everything in one app. And if your electricity balance is running low, MONIX will let you know in advance. Because everyone needs air conditioning when it's +40°C. Own robocat Your digital sidekick. Tracks spending, reminds you of important stuff, keeps chaos away. Smart analytics and control See where your money goes, spot patterns, and take control with ease. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX - just the way you want it. Download now and get your neon credit card right in your hands.
Screenshots
Verdict
The clearest difference is rating: Hamyonim at 5.0 against MONIX's 4.3. Hamyonim also leads on monetization model (free vs ad-supported) and iOS requirement (11.0 vs 16.0). MONIX's advantage is ratings volume (6 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hamyonim holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: MONIX has 6 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Hamyonim | MONIX |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.3 (6 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 6 — better |
| Update frequency | — | Every 2 weeks |
| Ads | — | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | — | iPhone — better |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 31 MB | 248 MB |
| Age rating | 4+ | 4+ |
| Developer | SOFTEX, MAS ULIYATI CHEKLANGAN JAMIYATI | Ipak Yuli Bank |
In-app purchases
Hamyonim
No in-app purchases
MONIX
No in-app purchases
