The Flip App vs NetApps MoniFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Flip App
Manage your money globally with this secure and simple app. Send, receive, and convert funds using phone numbers or wallet addresses, with stable dollar-based value options. Top up directly and convert back to local currency seamlessly.
- Send and receive funds globally
- Use phone numbers or wallet addresses
- Stable dollar-based value (USDT/USDM)
- Top up directly in the app
- Convert to local currency
- Non-custodial wallet
Read full descriptionHide full description
The Flip App – All your funds. One app Send, receive, swap, and manage your money globally, using just a phone number. Built for everyday use, non-custodial by design. Send funds in seconds Send using a phone number or a wallet address. The recipient doesn't need the app to get started — they'll get a text, download Flip, confirm, and their money's on its way. No wallet address required This is what makes Flip different. Send crypto to anyone with a phone number, whether or not they've used Flip before. Nine assets, one app Send and receive Bitcoin, Litecoin, Dogecoin, Dingocoin, Cardano (ADA), Polygon (POL), USDT, USDC, and USDM. Your digital dollars USDT, USDC, and USDM give you stable, dollar-based value. Simple and predictable, wherever you're sending. USDM on Cardano Send and receive USDM on the Cardano blockchain without holding ADA. Cardano-native, co-issued by Moneta and NBX. Built to make blockchain transactions seamless. Swap, right in the app Exchange between BTC, LTC, DOGE, USDT, and USDC without leaving Flip. Powered by InstaSwap, a third-party exchange. See the rate and fee before you confirm, every time. More pairs on the way. Top up directly in the app Buy funds through Banxa, our integrated partner, without leaving the app. Convert to local currency Move funds back to your bank account through Banxa, the same partner that powers top-ups. Flexible in, flexible out. You stay in control The Flip App is non-custodial by design. You control your private keys, your wallet, and your assets at all times. Flip – Powered by NBX Integrated with NBX, a regulated Norwegian exchange, unlocking new capabilities and future features. Coming soon We're building savings, a Visa card, and cash pickup at locations worldwide. Not live yet — but the foundation is here.
NetApps MoniFlow
Streamline personal and business payments with a user-friendly digital platform. This app offers a secure and efficient alternative to traditional payment methods, allowing you to manage transactions on the go. Prioritizing data safety with robust encryption and authentication, it ensures a seamless payment experience.
- Enhanced customer satisfaction
- Cutting-edge bill payment services
- User-friendly digital platform
- Streamlined payment processes
- Secure data management
- On-the-go payment management
Read full descriptionHide full description
Revolutionize your personal and business operations with our enhanced customer satisfaction and cutting-edge bill payment services. Netapps Marketplace provides a user-friendly digital platform that streamlines your payment processes, ensuring a seamless experience for you and your clients. Our services offer a hassle-free alternative to traditional payment methods, eliminating the need for cumbersome paperwork and reducing the risk of errors. With Netapps Marketplace, you can manage your payments on the go, anywhere, anytime. We prioritize the safety and security of our client's data, providing robust encryption and multi-layered authentication protocols to safeguard against potential breaches. Our team of experts is dedicated to delivering the highest level of service, ensuring that you can focus on growing your business without worrying about payment-related issues.
Screenshots
Verdict
The clearest difference is rating: The Flip App at 5.0 against NetApps MoniFlow's 4.6. The Flip App also leads on update cadence (every 9 days vs every 3 weeks). NetApps MoniFlow's advantage is ratings volume (30 vs 6) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
The Flip App holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: NetApps MoniFlow has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
The Flip App ships an update every 9 days, NetApps MoniFlow every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | The Flip App | NetApps MoniFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | 4.6 (30 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 6 | 30 — better |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 75 MB | 97 MB |
| Age rating | 4+ | 17+ |
| Developer | Flip Company AS | NetApps marketplace |
Customer experience
The Flip App
NetApps MoniFlow
In-app purchases
The Flip App
No in-app purchases
NetApps MoniFlow
No in-app purchases
Questions
Is The Flip App free?
Is NetApps MoniFlow free?
Which has better reviews, The Flip App or NetApps MoniFlow?
Do The Flip App or NetApps MoniFlow have ads?
Which is updated more often, The Flip App or NetApps MoniFlow?
Other comparisons
