Comparison

Assuraf vs BHSPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Assuraf

This platform simplifies insurance access across Africa, offering transparent and accessible protection solutions. It acts as a digital hub for insurance aggregation, distribution, and advice, aiming to provide essential social protection to all.

Highlights
  • Insurance aggregation platform
  • Online distribution of insurance products
  • Digital insurance advice
  • Transparent insurance solutions
  • Accessible insurance for all
Features
Read full description

L'assurance Simplement ! ASSURAF est une AssurTech panafricaine basée à Dakar (Sénégal). Véritable laboratoire de Recherche et Innovation, fournisseur de solutions métier et 1ère plateforme digitale 100% Africaine d'agrégation d'assurance; et portail de distribution en ligne de conseils et produits en assurance. Dans nos sociétés Africaines ou beaucoup ne bénéficient pas de services prioritaires de protection sociale, Assuraf leur propose l'Assurance autrement: simple, transparente et accessible à Tous !

About

BHSPay

Features
Read full description

BHSPay permet à l’utilisateur d’effectuer les opérations suivantes : Recharger son wallet à partir de son compte courant ; Transférer de l’argent depuis son wallet vers d’autres wallets ; Décharger son wallet vers son compte bancaire ; Effectuer des virements de compte à compte ; Retirer de l’argent via un GAB ; Effectuer des retraits auprès d’agents agréés par la banque ; Réaliser des paiements auprès de commerçants agréés ; Acquérir une carte virtuelle pour les paiements en ligne et la recharger depuis le wallet ; Effectuer des demandes de paiement auprès d’autres clients détenteurs du wallet ; Régler des factures ; Acheter du crédit téléphonique ; Consulter le solde de ses comptes ; Accéder à l’historique des opérations effectuées à partir du wallet.

Screenshots

Assuraf4 screens
BHSPay4 screens

Verdict

The call

Assuraf and BHSPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

ScorecardNo meaningful differences
Assuraf versus BHSPay: the parameters behind the verdict, then further details
ParameterAssurafBHSPay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size64 MB40 MB
Age rating17+4+
DeveloperAssurafBANQUE DE L'HABITAT DU SENEGAL S.A

In-app purchases

None

Assuraf

No in-app purchases

None

BHSPay

No in-app purchases

Questions

Is Assuraf free?
Assuraf is free to download, with no in-app purchases.
Is BHSPay free?
BHSPay is free to download, with no in-app purchases.
Do Assuraf or BHSPay have ads?
Neither Assuraf nor BHSPay shows ads.
Which is updated more often, Assuraf or BHSPay?
Assuraf ships an update weekly, and BHSPay weekly. Most recently, Assuraf was updated on October 24, 2026 and BHSPay on October 29, 2026.

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