Comparison

Speed Remit vs TopRate Transfer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Speed Remit

Features
Read full description

Speed Remit is an Approved United Kingdom (UK) Money Transfer Operator by FCA/HMRC under the PSD2 that offers to Customers facilitating economical, Safe and Speedier Transfer of funds from one Country to another, through API integrated solution/Web Based Application.The Money Transfer Services made available to the Customers are Cash over the Counter, Credit to Own Bank Account and/or Third Party Bank Credit.To facilitate these services, the Company has tied up with number of Banks across the World.

About

TopRate Transfer

Send money internationally with competitive exchange rates and no hidden fees. Track transfers in real-time, earn cashback rewards on every transaction, and get notified when your target exchange rate is met. Secure and fast transfers to multiple countries.

Highlights
  • Best exchange rates
  • Cashback rewards
  • Rate alerts
  • Live transfer tracking
  • Refer & earn program
  • Fast & secure transfers
Features
Read full description

Top Rate Transfer — the smarter way to send money from Australia and New Zealand to Nigeria, Kenya, Philippines India, and more. WHY CHOOSE TOP RATE TRANSFER? Best Exchange Rates - Compare live exchange rates and send money at rates that beat the banks. We display our rates upfront — no hidden fees, no surprises. Cashback Rewards - Earn cashback on every single transfer. The more you send, the more you earn. Your cashback balance is always visible and ready to use. Rate Alerts - Set alerts for your target exchange rate. We notify you the moment your rate is hit, so you never miss the best time to send. Live Transfer Tracking - Track your money transfer in real-time right from your iPhone lock screen and Dynamic Island. Know exactly when your recipient gets paid. - Fast & Secure Transfers Send money to bank accounts across Africa, Asia, and beyond. Most transfers arrive within minutes. Your funds and data are protected with bank-level encryption. Refer & Earn - Share your referral code with friends and family. You both earn rewards when they make their first transfer. Easy Identity Verification - Live exchange rates with rate comparison - Rate alerts — get notified when rates move - Cashback rewards on every transfer - Real-time transfer tracking on lock screen - Send to bank accounts in multiple countries - Referral program — earn when friends send - Biometric login (Face ID & Touch ID) - Sign in with Apple & Google - In-app support with ticket tracking SUPPORTED CORRIDORS: - Send from Australia (AUD) and New Zealand (NZD) to Nigeria (NGN), Philippines (PHP) Kenya (KES), Ghana (GHS) India (INR), and more countries. New corridors added regularly. SECURITY: - Bank-level 256-bit encryption - Biometric authentication (Face ID / Touch ID) - PIN protection - Regulated by AUSTRAC Download Top Rate Transfer today and start sending money smarter. Secure PIN and biometric authentication Verify your identity in minutes using your phone camera.

Screenshots

Speed Remit4 screens
TopRate Transfer4 screens

Verdict

The call

Speed Remit and TopRate Transfer are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Speed Remit ships an update fortnightly, TopRate Transfer every 2 weeks. The most recent releases landed on September 22, 2026 and June 25, 2026 respectively.

ScorecardNo meaningful differences
Speed Remit versus TopRate Transfer: the parameters behind the verdict, then further details
ParameterSpeed RemitTopRate Transfer
PriceFreeFree
Rating5.0 (1 ratings) — better
Positive reviews0.0% of reviews
Number of ratings1 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.5.0 — better15.6
Further details — not scored
Size115 MB115 MB
Age rating17+17+
DeveloperARY Services LimitedTop Rate Transfer Pty Ltd

In-app purchases

None

Speed Remit

No in-app purchases

None

TopRate Transfer

No in-app purchases

Questions

Is Speed Remit free?
Speed Remit is free to download, with no in-app purchases.
Is TopRate Transfer free?
TopRate Transfer is free to download, with no in-app purchases.
Do Speed Remit or TopRate Transfer have ads?
Neither Speed Remit nor TopRate Transfer shows ads.
Which is updated more often, Speed Remit or TopRate Transfer?
Speed Remit ships an update fortnightly, and TopRate Transfer every 2 weeks. Most recently, Speed Remit was updated on September 22, 2026 and TopRate Transfer on June 25, 2026.

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