Currence vs XpenseDash

Currence lets you spend and save smarter. Ensure you are in total control of your financial picture and put structure to your cash flow and achieve Financial Freedom Faster™. Our proprietary “Reservoir” account captures income before it gets spent. Plus, insights into your financial health give you the opportunity to create new passive income streams that can grow your wealth faster. Currence helps you maximize your savings and wealth 1. Get connected cash flow: Achieve better visibility and insights to your cash flow health when you connect all your accounts, plus competitive interest rates for faster returns than a traditional savings account. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. 2. Gain complete control: Streamline cash flow management alongside a financial professional or unlock effective money management on your own. 3. Grow effortless savings: Cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time. Save first and spend later. Accumulate wealth. Step 1: If you have a financial advisor, they can invite you to the Currence platform so you both have full visibility of your savings and spending. Currence makes this easy as your income will flow through a central account we call a Reservoir. Step 2: Once you connect your bank account to the Currence app, watch your Reservoir organize your income and your spending, making it easy to save. Step 3: This then creates the opportunity for you to increase wealth accumulation with smarter spending and saving choices. Flip Your Flow® with Currence to easily control your net cash flow and save more. Financial Professionals recommend Currence because it creates transparency with clients. Gain even more confidence in recommendations from your advisor with shared cash flow visibility. Currence is how Smart Money Flows®. Download the app today and visit us at livecurrence.com to join the movement. Disclosure: Currence, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. There is no guarantee of accumulation and free cash flow. Non-deposit investment accounts linked to Currence are not FDIC insured and FDIC insurance does not protect you against Currence’s insolvency or bankruptcy.

WHAT USED TO TAKE 5 APPS IS NOW DONE WITH JUST A PICTURE. Why pay for and juggle separate apps for receipts, mileage, time clocks, fuel logs, and spreadsheets? XpenseDash replaces them all into one unified AI platform. Snap a photo—or share directly from email, text, or WhatsApp—and our specialized AI handles data entry instantly. When tax season arrives, CPA-ready reports with attached visual proof are one tap away. ONE POWERFUL ENGINE. TWO WAYS TO SCALE. Stop paying for five different subscriptions. Choose the path that fits your business: 1. The Flagship Suite (Pro & Teams) Total control and infinite scale. Build up to 1,000 custom ledgers to track complex operations, multiple properties, or distinct client budgets. Need to loop in the crew? Upgrade to Teams & Fleets for unlimited sharing with employees, partners, and bookkeepers. 2. Purpose-Built Industry Editions Tailor-made for your specific industry (Real Estate, Rideshare & Delivery, HSA, and more). We stripped away the noise and pre-configured the exact trackers, AI tax knowledge, and reporting structures you need. Zero setup required—just open the app and start logging. WHY YOU’LL LOVE XPENSEDASH: • DATA ENTRY, MINUS THE ENTRY No manual typing or complex menus. Point your camera at any receipt, odometer, fuel pump, or time sheet. Our AI extracts the details, verifies the timestamp, and drafts a complete ledger entry in 3 seconds. • SHARE FROM EMAIL, TEXT, OR WHATSAPP Got an invoice in Gmail, a receipt in WhatsApp, or a bill via text? Tap "Share" and send it straight to XpenseDash. Our AI parses and logs the file automatically. • TASK-SPECIFIC INTELLIGENCE Most apps push everything through one general-purpose "black box." XpenseDash routes data through dedicated visual engines custom-tuned for complex odometer dials, outdoor fuel pumps, and crumpled retail receipts. • INDISPUTABLE VISUAL PROOF GPS trackers fail and typed numbers get questioned. XpenseDash attaches the original photo of your receipt, odometer, or clock directly to every entry—providing bulletproof proof for tax season or IRS audits. • 1-CLICK CPA-READY TAX REPORTS Select your ledger, tap export, and download clean, CPA-ready PDF and CSV reports with your original photos attached. • WORKS OFFLINE, ANYWHERE In a basement or on a remote job site? Photos save instantly and sync automatically once you regain signal. You never lose a log. • YOUR DATA STAYS PRIVATE Bank-grade security keeps your records isolated. Your personal data is never used to train public AI models.