Citizens Cash Flow Essentials™ vs Quick Tipz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Cash Flow Essentials™
Manage your business finances with this digital banking platform. Access real-time information, make seamless payments, and utilize practical tools for informed decision-making. Services include ACH credits, wire origination, loan payments, and mobile check deposits.
- Real-time financial information
- Seamless payment functionality
- ACH credit payments
- Wire origination
- Mobile check deposits
- Bill pay and reporting
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Citizens Cash Flow Essentials™ is a digital simple, online and mobile banking platform and payment suite. It provides access to real-time information, seamless payment functionality and practical tools to help customers meet daily cash flow requirements and make well-informed business decisions. Services offered through Citizens Cash Flow Essentials™ may consist of, but are not limited to, the following: real-time payments, domestic ACH credit payments, wire origination, Citizens business loan payments and draws, unlimited mobile check deposits, stop payments, internal account transfers, bill pay, and reporting.
Quick Tipz
Easily calculate tips and split bills among multiple people. Save your tip history for future reference and share calculations with others. This tool simplifies splitting expenses and tracking your earnings.
- Tip calculation
- Bill splitting
- Share calculations
- Save tip history
- Multiple people division
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Quick Tips: the fastest way to calculate the tip and split the bill. Type the bill, choose a tip and instantly see the tip amount, the total and how much each person pays. No sign-up, no complications. CALCULATE IN SECONDS • Quick tip buttons (5%, 10%, 13%, 15%, 17%) or a slider for any percentage • Live tip amount, total and amount per person • Automatic currency for your region, or pick your own SPLIT THE BILL • Add or remove people with one tap • Everyone knows exactly what to pay SAVE AND REVIEW • Save every tip with its date and a note • Attach a photo of the receipt • History with this month's and this year's totals SHARE • Share the result as a clean image with your friends MADE FOR YOU • English and Spanish • Light and dark mode • Your data stays on your device
Screenshots
Verdict
The clearest difference is rating: Quick Tipz at 5.0 against Citizens Cash Flow Essentials™'s 3.1. Quick Tipz also leads on update cadence (every 2 months vs every 7 months). Citizens Cash Flow Essentials™'s advantage is in-app purchases (none vs 2) and ratings volume (7 vs 2). On price, review sentiment, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Quick Tipz sells 2 one-off in-app purchases. Citizens Cash Flow Essentials™ asks for nothing beyond the download.
Quick Tipz holds the better App Store score, 5.0 against 3.1. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Citizens Cash Flow Essentials™ ships an update every 7 months, Quick Tipz every 2 months. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.
| Parameter | Citizens Cash Flow Essentials™ | Quick Tipz |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (7 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 7 — better | 2 |
| Update frequency | Every 7 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 20 MB | 45 MB |
| Age rating | 4+ | 12+ |
| Developer | Citizens Bank, N.A. | Sebastian Orrego |
Customer experience
Citizens Cash Flow Essentials™
Quick Tipz
In-app purchases
Citizens Cash Flow Essentials™
No in-app purchases
Quick Tipz
- 1,99 USD Donation$1.99
- 4,99 USD Donation$4.99
Questions
Is Citizens Cash Flow Essentials™ free?
Is Quick Tipz free?
Which has better reviews, Citizens Cash Flow Essentials™ or Quick Tipz?
Do Citizens Cash Flow Essentials™ or Quick Tipz have ads?
Which is updated more often, Citizens Cash Flow Essentials™ or Quick Tipz?
Other comparisons
