Comparison

SubsTrack vs CheckMate Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubsTrack

Easily track your recurring bills and subscriptions to avoid unexpected charges. Get timely reminders before renewal dates and manage free trials effectively. Syncs across devices for seamless management.

Highlights
  • Add subscriptions in seconds
  • View upcoming charges
  • Track free trials
  • Cross-device syncing
  • Renewal reminders
Features
Read full description

See your next subscription charge before it happens. Add the price and renewal date, then get a reminder before you pay again. Why you’ll love it - Add a subscription in seconds with a title, price, and renewal date. - See your upcoming charges at a glance. - Keep track of free trials before they turn into paid plans. - Track everything across your devices with smooth, private syncing. How it works 1. Add a subscription. 2. Pick your renewal cycle. 3. Get notified before it renews. Perfect for - Streaming services - Gym memberships - Cloud storage - Bills and utilities Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CheckMate Split

Effortlessly divide restaurant bills with friends. Scan receipts, assign items, and track payments to ensure everyone pays their fair share without any hassle. Supports multiple payment methods and guest access.

Highlights
  • AI receipt scanning
  • Item-by-item bill splitting
  • QR code and link invites
  • Guest mode (no account needed)
  • Payment tracking
  • Smart payment reminders
  • Vacation Mode with currency conversion
Features
Read full description

CheckMate makes splitting restaurant bills simple, fast, and drama-free. Scan your receipt, invite friends with a QR code or link, claim items together, and see exactly who owes what. Friends can join without creating an account, and CheckMate helps track who has paid, who still owes, and what your running balance is with each person. Whether you’re grabbing dinner, sharing drinks, or traveling with friends, CheckMate keeps the math easy and the friendship intact. Features: AI receipt scanning Item-by-item bill splitting QR code and link invites Guest mode with no account required Payment tracking Venmo, Zelle, and Apple Pay payment links Running balances between friends Smart payment reminders Vacation Mode with currency conversion Split the bill, not the friendship. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://checkmatesplit.app/privacy.html

Screenshots

SubsTrack4 screens
CheckMate Split4 screens

Verdict

The call

The clearest difference is review sentiment: CheckMate Split at 100% against SubsTrack's 50%. CheckMate Split also leads on ads (none vs shown) and iOS requirement (15.5 vs 26.0). SubsTrack's advantage is in-app purchases (none vs 2). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CheckMate Split sells 2 in-app purchases, starting at $3.99 per month. SubsTrack asks for nothing beyond the download.

UpkeepUpdate frequency

SubsTrack ships an update every 6 days, CheckMate Split every 4 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
SubsTrack versus CheckMate Split: the parameters behind the verdict, then further details
ParameterSubsTrackCheckMate Split
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—3 — better
Update frequencyEvery 6 daysEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.5 — better
Further details — not scored
Size10 MB20 MB
Age rating4+12+
DeveloperSNEH NILESHMackenzie Mitchell

Customer experience

SubsTrack

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

CheckMate Split

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SubsTrack

No in-app purchases

2 purchases

CheckMate Split

Subscriptions2
  • CheckMate Pro$3.991 Month
  • CheckMate Pro$39.991 Year

Questions

Is SubsTrack free?
SubsTrack is free to download, with no in-app purchases.
Is CheckMate Split free?
CheckMate Split is free to download, with in-app purchases available.
Do SubsTrack or CheckMate Split have ads?
SubsTrack shows ads; CheckMate Split does not.
Which is updated more often, SubsTrack or CheckMate Split?
SubsTrack ships an update every 6 days, and CheckMate Split every 4 days. Most recently, SubsTrack was updated on November 8, 2026 and CheckMate Split on October 31, 2026.

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