Finance Magic vs OpenLetter

Finance Magic™ app automates the mortgage application journey connecting you to your adviser seamlessly. You will be able to create new application, track existing application, communicate with your adviser, get best rates, and stay up-to-date. You will also be able to check your credit report via TransUnion. This is the first interactive mortgage app in the UK. "Finance Magic™", which is a trading style of Ever North Limited. Ever North Limited is FCA authorised and regulated in the UK. Ever North's FCA number is 800196.

OpenLetter reads it, translates into plain English, and tells you exactly what to do next. FIGHT FINES. WIN BACK YOUR MONEY. Up to 64% of parking appeals that reach independent tribunal are won by the driver. Most people never appeal because they do not know how — or assume they cannot win. Scan any parking ticket, PCN, penalty notice, or fine. Our AI identifies whether you have grounds to dispute it and drafts a professional dispute letter tailored to the exact issuing authority. One tap. 90 seconds. Done. Whether it's a council PCN, a private parking charge, a ULEZ notice, or any other penalty → we know the process, we know the grounds, and we'll help you fight it. HANDLE EVERY OFFICIAL LETTER. Debt demands. Court notices. Council tax letters. Bailiff letters. HMRC. Utility finals. Solicitor correspondence. Scan anything official and we'll tell you in plain English what it is, how serious it is (Red / Amber / Green), and exactly what your next step should be. Whether it's a single terrifying envelope on the kitchen table or a pile that's been building for months → OpenLetter helps you face it without fear. The language creditors, councils, and courts use is deliberately complex. We cut through it. WHAT OPENLETTER DOES Scan any letter or fine with your camera — AI translates it instantly Dispute letters drafted for you — tailored to your exact fine and issuer Traffic light urgency system — Red, Amber, Green - so you always know what needs action AI Case Handler — ask anything about your specific situation, get clear guidance Debt Register — all your creditors, statuses, and timelines in one place Payment plans, reminders, and progress tracking Breathing Space — the free legal protection that pauses all creditor contact for 60 days, built in Full communication history per creditor — nothing gets lost DOCUMENTS WE HANDLE Parking fines · PCNs · ULEZ · Bus lane · Speeding notices Debt demands · Default notices · County Court Claims · CCJs Bailiff and enforcement letters · Solicitor correspondence Council tax arrears · Utility finals · HMRC letters Any official correspondence — if it arrived in a brown envelope, we handle it YOUR PRIVACY Your letters are encrypted and stored securely. We never share or sell your data. Delete everything at any time, from inside the app. FREE & PREMIUM Start free → 3 scans included, no payment required. Upgrade to Premium for unlimited scans, unlimited dispute letters, unlimited AI chat, and the full debt management suite. One cancelled fine pays for over a year of Premium. Most users break even on their first dispute. OpenLetter. Fight your fines. Handle your mail. Know where you stand. Take control. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/