Basic Expense Tracker vs Finance Tracker・Money & Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basic Expense Tracker
Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.
- Daily expense tracking
- iCloud sync across devices
- Expense rating indicator
- Currency switcher
- CSV export/import
- Daily reminders
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Straightforward expense tracker that syncs across all your iOS devices. This expense tracker was inspired by the book "Your Money or Your Life" by Vicki Robin, Joe Dominguez and Mr. Money Mustache. - Daily reminder - Currency-switcher - Good-Neutral-Bad indicator to rate your expenses. - Did I want to buy this? - iCloud-sync - CSV Spreadsheet (export/import)
Finance Tracker・Money & Budget
This AI-powered financial wellness partner helps you spend smarter, save more, and reduce financial stress. It offers automatic transaction syncing, AI-driven insights, budget planning, and goal-based savings pots.
- AI Smart Insights
- Automatic Transaction Syncing
- Budget Planning
- Goal-Based Savings Pots
- Financial Health Score
- Expense Reports
- Multi-currency Support
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Tired of wondering where your money goes? Spendable is not just another expense tracker – it’s your AI-powered financial wellness partner. We help you spend smarter, save more, and stay stress-free with your money. --> Why Spendable is Different - 100% Private & Secure – Your data is encrypted and stays with you. - Secure SMS & Plaid Auto-Sync – No manual typing! Transactions update automatically. - AI Smart Insights – Spot overspending before it happens & get saving hacks. - Plan your Budget- Set monthly budget, get over budget analysis. - Goal-Based Savings Pots – Set goals (travel, gadgets, children, emergency fund) & watch Spendable grow them with auto-roundups. - Download Expense Reports– Understand your spending instantly - Get an estimated Financial Health Score – your money’s report card - More than tracking -Spendable predicts overspending before it happens . - Get proactive alerts in your app: Total Spend, Overspend, High Expense Alert --> Built for All - Works with Plaid - Secure SMS integration for spend tracking - Local currency friendly-USD + 100+ currencies for global use. --> What You Can Do with Spendable - Create your own budget including category wise - Track daily, weekly & monthly expenses - Save smarter with AI nudges & auto-reminders - Export data to Excel/PDF whenever you need - Split your expenses with your family & friends - Get your Financial Health Score – your money’s report card --> Real Results - Early Spendable users reported: - Saved $50 to 100$ /month on unnecessary/hidden expenses - Gained visibility into 100% of their income, budget & expenses - Reduced financial stress within 30 days - Experienced control on their money immediately --> Why Choose Spendable? - Most apps only track your expenses. Spendable actually helps you control them. Think of it as a financial coach in your pocket. - Download Spendable today & start your journey to financial freedom. Subscription pricing and terms: 1) Monthly Subscription -$4.99/Month 2) Yearly Subscription - $24.99/Year - Spendable offers an auto-renewing features to provide you with unlimited access to the application’s features while you maintain an active subscription. When you confirm the initial subscription purchase, payment will be charged to the credit card connected to your iTunes account. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be identified. You may manage your subscription, and auto-renewal may be turned off by going to your Account Settings after the purchase. Terms and conditions: https://spendable.us/terms-and-conditions/ Privacy Policy: https://spendable.us/privacy-policy/ For more offers and Info Don’t forget to visit us at - https://spendable.us/
Screenshots
Verdict
The clearest difference is ads: Basic Expense Tracker at none against Finance Tracker・Money & Budget's shown. Finance Tracker・Money & Budget's advantage is iOS requirement (17.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Basic Expense Tracker sells 1 one-off in-app purchase and Finance Tracker・Money & Budget sells 8 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Basic Expense Tracker against 4.7 for Finance Tracker・Money & Budget. Both are backed by a comparable volume of ratings — 10 and 22 respectively. Written reviews are what separate them: 100% of Basic Expense Tracker's written reviews are positive against 94% of Finance Tracker・Money & Budget's.
Basic Expense Tracker ships an update fortnightly, Finance Tracker・Money & Budget every 10 days. Both last shipped on November 3, 2026.
| Parameter | Basic Expense Tracker | Finance Tracker・Money & Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (10 ratings) — better | 4.7 (22 ratings) |
| Positive reviews | 100.0% of reviews — better | 94.4% of reviews |
| Number of ratings | 10 | 22 — better |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Ivo Maag | Atharva System |
Customer experience
Basic Expense Tracker
Finance Tracker・Money & Budget
In-app purchases
Basic Expense Tracker
- Tip$1.99
Finance Tracker・Money & Budget
- Spendable: Monthly$3.491 Month
- Spendable Monthly Plus7 Days trial$6.991 Month
- Spendable Yearly$22.991 Year
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- Spendable Yearly Offer1 Year trial$22.991 Year
- Spendable: Yearly Plus$34.991 Year
- Spendable: Yearly Pro$49.001 Year
- One Time Purchase Offer$29.99
- One Time Purchase$44.99
Questions
Is Basic Expense Tracker free?
Is Finance Tracker・Money & Budget free?
Which has better reviews, Basic Expense Tracker or Finance Tracker・Money & Budget?
Do Basic Expense Tracker or Finance Tracker・Money & Budget have ads?
Which is updated more often, Basic Expense Tracker or Finance Tracker・Money & Budget?
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