Comparison

Basic Expense Tracker vs Budgy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Basic Expense Tracker

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

Highlights
  • Daily expense tracking
  • iCloud sync across devices
  • Expense rating indicator
  • Currency switcher
  • CSV export/import
  • Daily reminders
Features
Read full description

The straightforward expense tracker that syncs across all your iOS devices. This expense tracker was inspired by the book "Your Money or Your Life" by Vicki Robin, Joe Dominguez and Mr. Money Mustache. - Daily reminder - Currency-switcher - Good-Neutral-Bad indicator to rate your expenses. - Did I want to buy this? - iCloud-sync - CSV Spreadsheet (export/import)

About

Budgy

Features
Read full description

Budgeting, made calm. Budgy is the budget tracker for people who hate budgeting apps. Jot an expense like you’d text a friend — “coffee 4.50” — and Budgy reads it, files it to the right category, and keeps your budget clear. No forms. No spreadsheets. No fuss. PRIVATE BY DEFAULT Your money data lives on your device — not on our servers. No bank logins, no account required, no selling your spending. Lock the app with Face ID for good measure. WRITE IT DOWN, BUDGY SORTS IT • Magic add — type “groceries 62.30” or “salary 3200” in plain words and it’s categorized instantly • Voice logging — say it out loud, Budgy turns it into a transaction • Receipt scan — snap a photo and the amount, merchant, and category are filled in for you • Correct it once and Budgy learns your habits KNOW YOUR PACE • Safe-to-Spend shows what’s actually left, so you never overshoot before payday • Weekly and monthly pacing for every budget • Home-screen widgets keep Safe-to-Spend, upcoming bills, and quick add one glance away STAY ON TOP, GENTLY • Budgets and savings goals that flex with real life • Recurring bills and subscriptions, tracked automatically • Kind, useful insights when they matter — never guilt trips • Your monthly Wrapped: a friendly recap of where your money went BUDGY PLUS The free app is a complete on-device budget tracker. Budgy Plus unlocks the AI feature set — assistant, smart insights, Wrapped personality, magic add, voice logging, and receipt scan. Try everything free for 7 days in-app — no purchase or payment details required. Monthly, yearly, and lifetime plans available. Jot it and forget it — Budgy keeps the math. Budgy Plus is an auto-renewable subscription ($4.99/month or $49.99/year) or a one-time Lifetime purchase ($149.99). Subscriptions renew automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel any time in your App Store account settings. The 7-day free trial runs inside the app, needs no purchase or payment details, and is not a store introductory offer — any purchase is charged immediately at full price. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usebudgy.com/privacy

Screenshots

Basic Expense Tracker4 screens
Budgy4 screens

Verdict

The call

Basic Expense Tracker and Budgy are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Basic Expense Tracker sells 1 one-off in-app purchase and Budgy sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Basic Expense Tracker versus Budgy: the parameters behind the verdict, then further details
ParameterBasic Expense TrackerBudgy
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings7 — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better16.4
Further details — not scored
Size2 MB68 MB
Age rating4+4+
DeveloperIvo MaagJOSEMAR DA COSTA MAGALHAES

In-app purchases

1 purchases

Basic Expense Tracker

One-time1
  • Tip$1.99
3 purchases

Budgy

Subscriptions2
  • Budgy Plus Monthly$4.991 Month
  • Budgy Plus Yearly$49.991 Year
One-time1
  • Budgy Plus Lifetime$149.99

Questions

Is Basic Expense Tracker free?
Basic Expense Tracker is free to download, with in-app purchases available.
Is Budgy free?
Budgy is free to download, with in-app purchases available.
Do Basic Expense Tracker or Budgy have ads?
Neither Basic Expense Tracker nor Budgy shows ads.

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