Comparison

Paypack Bills vs Fundt

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Paypack Bills

Features
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Paypack Bills ease the purchase and subscription of utilities using electronic payments available in Rwanda.

About

Fundt

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Know where your money went. Fundt is a personal expense tracker for people who pay with MTN MoMo. It records the transfers you already make, lets you sort them into categories, and shows this month's total and where it went. Fundt does not send money, hold a balance, or see your MoMo PIN. You still pay in MoMo the way you do today. Fundt only keeps the record. CAPTURE MoMo SMS can log a payment after it happens. Fundt does not pick the category for you. Uncategorized items wait until you sort them, one at a time or together. If you start a transfer from Fundt, you still dial the USSD yourself. The matching SMS confirms it went through. CATEGORIES AND BUDGETS Make categories that match your life: groceries, electricity, transport, friends, phone bill, and whatever else you need. Set a monthly limit on a category. Fundt reminds you at 70%, when you are almost full, and if you go over, so you catch it during the month. HISTORY See this month, older months, and export a CSV from Privacy & data if you want a copy. PRIVACY Local Mode keeps categories, budgets, and transactions on this phone. Sign in with Apple or Google only if you want a backup. Cloud Sync stays off until you agree to it. Fundt is not a bank and is not affiliated with MTN or MoMo. Questions: support@fundt.app

Screenshots

Paypack Bills4 screens
Fundt4 screens

Verdict

The call

The clearest difference is update cadence: Paypack Bills at every 4 days against Fundt's every 2 weeks. Paypack Bills also leads on iOS requirement (11.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paypack Bills ships an update every 4 days, Fundt every 2 weeks. The most recent releases landed on October 2, 2026 and October 9, 2026 respectively.

Scorecard2 real differences ยท 4 level
Paypack Bills versus Fundt: the parameters behind the verdict, then further details
ParameterPaypack BillsFundt
PriceFreeFree
Update frequencyEvery 4 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 โ€” better16.4
Further details โ€” not scored
Size28 MB69 MB
Age rating4+4+
DeveloperQUARKS GROUP LTDSteven Shyaka

In-app purchases

None

Paypack Bills

No in-app purchases

None

Fundt

No in-app purchases

Questions

Is Paypack Bills free?
Paypack Bills is free to download, with no in-app purchases.
Is Fundt free?
Fundt is free to download, with no in-app purchases.
Do Paypack Bills or Fundt have ads?
Neither Paypack Bills nor Fundt shows ads.
Which is updated more often, Paypack Bills or Fundt?
Paypack Bills ships an update every 4 days, and Fundt every 2 weeks. Most recently, Paypack Bills was updated on October 2, 2026 and Fundt on October 9, 2026.

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