Paypack Bills vs Fundt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paypack Bills
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Paypack Bills ease the purchase and subscription of utilities using electronic payments available in Rwanda.
Fundt
Track your mobile money expenses by categorizing transactions from SMS. Set budgets for different spending areas and receive alerts when you're nearing limits. View historical spending and export your data.
- Record mobile money transfers via SMS
- Categorize expenses
- Set monthly budgets per category
- Receive budget limit alerts
- View spending history
- Export transaction data
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Know where your money went. Fundt is a personal expense tracker for people who pay with MTN MoMo. It records the transfers you already make, lets you sort them into categories, and shows this month's total and where it went. Fundt does not send money, hold a balance, or see your MoMo PIN. You still pay in MoMo the way you do today. Fundt only keeps the record. CAPTURE MoMo SMS can log a payment after it happens. Fundt does not pick the category for you. Uncategorized items wait until you sort them, one at a time or together. If you start a transfer from Fundt, you still dial the USSD yourself. The matching SMS confirms it went through. CATEGORIES AND BUDGETS Make categories that match your life: groceries, electricity, transport, friends, phone bill, and whatever else you need. Set a monthly limit on a category. Fundt reminds you at 70%, when you are almost full, and if you go over, so you catch it during the month. HISTORY See this month, older months, and export a CSV from Privacy & data if you want a copy. PRIVACY Local Mode keeps categories, budgets, and transactions on this phone. Sign in with Apple or Google only if you want a backup. Cloud Sync stays off until you agree to it. Fundt is not a bank and is not affiliated with MTN or MoMo. Questions: support@fundt.app
Screenshots
Verdict
The clearest difference is update cadence: Paypack Bills at every 4 days against Fundt's every 2 weeks. Paypack Bills also leads on iOS requirement (11.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paypack Bills ships an update every 4 days, Fundt every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Paypack Bills | Fundt |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 28 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | QUARKS GROUP LTD | Steven Shyaka |
In-app purchases
Paypack Bills
No in-app purchases
Fundt
No in-app purchases
