Budget Flow vs SubBuddy
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Budget Flow
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Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead ā in any currency. FEATURES ⢠Track income & expenses by category ⢠Multi-currency accounts (cash, card, bank, savings) ⢠AI assistant ā just ask "how much did I spend on food?" ⢠Smart auto-categorization of transactions ⢠Monthly reports & charts by category ⢠Spending planner with month-to-month carry-over ⢠5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy
SubBuddy
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SubBuddy is a smart subscription management app that helps you track and manage all your subscriptions. Features: ⢠Subscription Management - Track Netflix, Spotify, iCloud and more. 260+ service icons auto-matched ⢠Smart Reminders - Get notified 1-7 days before billing. Trial expiry alerts included ⢠Calendar View - See all billing dates at a glance. Understand your spending rhythm ⢠Spending Analysis - Category breakdown, duplicate detection, optimization tips ⢠Health Score - AI analyzes subscription health, detects price increases ⢠Budget Tracking - Set monthly budget goals, get overspending alerts ⢠Email Scan - Auto-discover subscriptions from your inbox ⢠Home Widget - View monthly spending without opening the app ⢠Data Export - CSV import/export for easy backup ⢠Cancel Guide - 40+ direct cancel links Completely free. No ads. No in-app purchases. All data stored locally for privacy. Supports 10 languages.
Screenshots
Verdict
The clearest difference is ads: Budget Flow at none against SubBuddy's shown. Budget Flow also leads on update cadence (every 4 days vs monthly). SubBuddy's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Budget Flow ships an update every 4 days, SubBuddy monthly. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.
| Parameter | Budget Flow | SubBuddy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days ā better | Monthly |
| Ads | No ā better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 ā better |
| Further details ā not scored | ||
| Size | 48 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmytro Zayets | Bin Gu |
In-app purchases
Budget Flow
No in-app purchases
SubBuddy
No in-app purchases









