Budget Flow vs ChatBudget

Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy

ChatBudget — Voice-First Shared Budgeting Stop typing. Start talking. ChatBudget uses AI to instantly turn your voice into tracked expenses. Just say "12 dollars at Starbucks" and it's done. Category, amount, and note are parsed automatically so you can track spending in seconds, not minutes. SPEAK YOUR EXPENSES Tap the mic, say what you spent, and AI handles the rest. It detects the amount, assigns the right category, and logs the expense. You can also type or add manually — whatever works for you. SMART BUDGETS, YOUR WAY Create budgets for any period , weekly, biweekly, monthly, yearly, or one-time. Set a total amount, allocate across categories, and watch your spending in real time. Only one budget per period keeps things focused. SHARE WITH YOUR CIRCLE Invite up to 5 family members or roommates to a shared Circle. Everyone's expenses flow into one shared budget. Circle owners control budgets while all members can tag and track expenses together. AI-POWERED INSIGHTS Get a Budget Health Score, anomaly detection, spending heatmaps, category momentum trends, and AI coaching tips. Premium cards unlock monthly trends, spending projections, and category budget health. MULTI-CURRENCY SUPPORT Set your home currency and ChatBudget handles the rest. AI detects foreign currencies from your voice input and auto-converts using live exchange rates. Perfect for travelers and international households. TAGS FOR ORGANIZATION Label expenses with custom tags like "vacation", "business", or "groceries run". View per-tag spending breakdowns and keep your finances organized beyond just categories. EARN AI CREDITS WITH STREAKS Build a daily expense-tracking streak and earn bonus AI parsing credits at every 7-day milestone. The more consistent you are, the more AI power you unlock. 30-DAY FREE TRIAL Full access to every feature for 30 days. After the trial, subscribe to keep creating expenses and budgets. Your data is always readable, even without a subscription. --- TERMS & PRIVACY Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ---