Comparison

Budget Flow vs Dolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow

Features
Read full description

Budget Flow is a smart, private money tracker with a built-in AI assistant. Log income and expenses in seconds, see where your money goes, and plan ahead — in any currency. FEATURES • Track income & expenses by category • Multi-currency accounts (cash, card, bank, savings) • AI assistant — just ask "how much did I spend on food?" • Smart auto-categorization of transactions • Monthly reports & charts by category • Spending planner with month-to-month carry-over • 5 languages, light & dark themes Your data is yours: delete your account and all data anytime. Support: https://budget-ai-production-cfbf.up.railway.app/support Privacy: https://budget-ai-production-cfbf.up.railway.app/privacy

About

Dolio

Effortlessly split shared expenses for trips, rent, and dinners. Scan receipts, track who owes whom, and settle debts simply. Offers unlimited free features and optional Pro upgrades for advanced splitting and analytics.

Highlights
  • Split shared expenses
  • Scan receipts
  • Track who owes whom
  • Record settlements
  • Itemized expense assignment
  • Group spending analytics
  • Export data as CSV
Features
Read full description

Split trips & shared bills without the awkward math. Scan a receipt, see who owes whom, settle in seconds. Dolio splits shared expenses without the awkward math. Add what everyone paid — for the trip, the apartment, the dinner — and Dolio keeps a live picture of who owes whom, simplified to the fewest possible payments. FREE FOR EVERYTHING THAT MATTERS • Unlimited groups, expenses and members — forever • Equal splits that always add up to the cent • "Who owes whom" balances, simplified across the whole group • Record settlements so debts actually disappear • Invite friends with a link — they see the group instantly • Share a receipt photo from any app straight to a group • Works offline — changes send as soon as you're back online • Export everything as CSV • Light and dark mode DOLIO PRO • Receipt scanning: point at the bill — Dolio reads it, itemizes it and fills in the expense for you • Itemized splits: assign every line to whoever ordered it; tax and tip distribute themselves • Group analytics: spending over time, by category and by person — see where the money went • Pro for your whole group: when you have Pro, everyone you split with gets it too BUILT FOR HOW YOU ACTUALLY SPLIT Road trips and vacations with friends. Rent and utilities with roommates. Everyday costs with a partner. Dinners where one person grabs the check and nobody wants to do the arithmetic. PAY ONLY FOR THE TRIP Going away for a week? Get a one-time Trip Pass (7 to 30 days of Pro). It ends on its own — nothing renews, no subscription to remember to cancel. Splitting all year round? Dolio Pro monthly is an auto-renewing subscription billed to your Apple ID. It renews monthly until cancelled; cancel anytime in Settings › Apple ID › Subscriptions at least 24 hours before the current period ends. Payment is charged to your Apple ID account at confirmation of purchase. Terms of Use: https://dolio.org/terms Privacy Policy: https://dolio.org/privacy Questions or ideas? https://dolio.org/support

Screenshots

Budget Flow4 screens
Dolio4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Flow at none against Dolio's 10. Budget Flow also leads on update cadence (every 4 days vs every 9 days) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dolio sells 10 one-off in-app purchases. Budget Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Flow ships an update every 4 days, Dolio every 9 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Flow versus Dolio: the parameters behind the verdict, then further details
ParameterBudget FlowDolio
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size48 MB53 MB
Age rating4+4+
DeveloperDmytro ZayetsEvgenii Samoilenko

In-app purchases

None

Budget Flow

No in-app purchases

10 purchases

Dolio

One-time10
  • Dolio Pro — 8-day pass$0.99
  • Dolio Pro — 9-day pass$0.99
  • Dolio Pro — 10-day pass$0.99
Show 7 more
  • Dolio Pro — 11-day pass$0.99
  • Dolio Pro — 12-day pass$1.99
  • Dolio Pro — 13-day pass$1.99
  • Dolio Pro — 14-day pass$1.99
  • Dolio Pro — 15-day pass$1.99
  • Dolio Pro — 16-day pass$1.99
  • Dolio Pro — 30-day pass$1.99

Questions

Is Budget Flow free?
Budget Flow is free to download, with no in-app purchases.
Is Dolio free?
Dolio is free to download, with in-app purchases available.
Do Budget Flow or Dolio have ads?
Neither Budget Flow nor Dolio shows ads.
Which is updated more often, Budget Flow or Dolio?
Budget Flow ships an update every 4 days, and Dolio every 9 days. Most recently, Budget Flow was updated on November 7, 2026 and Dolio on October 31, 2026.

Other comparisons