GH Factor vs LoadPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GH Factor
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• Get paid quickly, submit invoices, upload supporting documentation, transportation factors upload bill of lading, lumper tickets, and rate sheets or just take pictures of the documents. Integrates with QuickBooks online, run your business, and get paid. Trusted by customers worldwide. Send, and track invoices for factoring by connecting to QuickBooks online or enter them manually. Track your money and get alerts immediately when funds are on the way. Factoring invoices made easy with the FactorFox platform. Factoring services make it effortless to stay on top of invoices sold at a discount to factors. • Track invoices automatically. Automatically track invoices factored right from your phone. • Submit Supporting Documents. No need to fax or login to a desktop computer to send supporting documents. Easily take pictures or upload documents from your mobile device to get paid faster. • From FactorFox Software LLC Visit: https://www.factorfox.com/wp-content/uploads/2019/06/FactorFox-Privacy-Policy.pdf http://www.factorfox.com/wp-content/uploads/2019/06/2019.2.1-Terms-of-Use-for-End-Users-1.pdf Download today, start funding easily and quickly.
LoadPay
This app provides a comprehensive financial hub for trucking businesses, integrating banking, factoring, and payment services. It offers real-time insights into cash flow and market intelligence to help carriers make informed decisions and grow their operations.
- Business banking for carriers
- Integrated factoring for fast cash access
- Real-time payment and cash flow visibility
- Market insights and freight intelligence
- Integrated financial and freight operations
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LoadPay is the financial hub for carriers. Banking, factoring, payments, insights, and freight tools built to help trucking businesses thrive. Running a trucking business requires more than moving freight. LoadPay brings together the financial services and intelligence carriers need to make better decisions, improve cash flow, and grow with confidence. • Business banking designed for carriers • Fast access to cash through integrated factoring • Real-time visibility into payments and cash flow • Market insights and freight intelligence to help you make smarter decisions • A growing platform connecting your financial and freight operations Download LoadPay and keep your business moving forward. *Screens may contain simulated data. Feature availability, functionality, and access may vary by user and account eligibility.
Screenshots
Verdict
The clearest difference is iOS requirement: GH Factor at 12.0 against LoadPay's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | GH Factor | LoadPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 72 MB | 5 MB |
| Age rating | 17+ | 4+ |
| Developer | FactorFox Software, LLC | TBK Bank |
In-app purchases
GH Factor
No in-app purchases
LoadPay
No in-app purchases








