Comparison

GH Factor vs LoadPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GH Factor

Features
Read full description

• Get paid quickly, submit invoices, upload supporting documentation, transportation factors upload bill of lading, lumper tickets, and rate sheets or just take pictures of the documents. Integrates with QuickBooks online, run your business, and get paid. Trusted by customers worldwide. Send, and track invoices for factoring by connecting to QuickBooks online or enter them manually. Track your money and get alerts immediately when funds are on the way. Factoring invoices made easy with the FactorFox platform. Factoring services make it effortless to stay on top of invoices sold at a discount to factors. • Track invoices automatically. Automatically track invoices factored right from your phone. • Submit Supporting Documents. No need to fax or login to a desktop computer to send supporting documents. Easily take pictures or upload documents from your mobile device to get paid faster. • From FactorFox Software LLC Visit: https://www.factorfox.com/wp-content/uploads/2019/06/FactorFox-Privacy-Policy.pdf http://www.factorfox.com/wp-content/uploads/2019/06/2019.2.1-Terms-of-Use-for-End-Users-1.pdf Download today, start funding easily and quickly.

About

LoadPay

This app provides a comprehensive financial hub for trucking businesses, integrating banking, factoring, and payment services. It offers real-time insights into cash flow and market intelligence to help carriers make informed decisions and grow their operations.

Highlights
  • Business banking for carriers
  • Integrated factoring for fast cash access
  • Real-time payment and cash flow visibility
  • Market insights and freight intelligence
  • Integrated financial and freight operations
Features
Read full description

LoadPay is the financial hub for carriers. Banking, factoring, payments, insights, and freight tools built to help trucking businesses thrive. Running a trucking business requires more than moving freight. LoadPay brings together the financial services and intelligence carriers need to make better decisions, improve cash flow, and grow with confidence. • Business banking designed for carriers • Fast access to cash through integrated factoring • Real-time visibility into payments and cash flow • Market insights and freight intelligence to help you make smarter decisions • A growing platform connecting your financial and freight operations Download LoadPay and keep your business moving forward. *Screens may contain simulated data. Feature availability, functionality, and access may vary by user and account eligibility.

Screenshots

GH Factor4 screens
LoadPay3 screens

Verdict

The call

The clearest difference is iOS requirement: GH Factor at 12.0 against LoadPay's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
GH Factor versus LoadPay: the parameters behind the verdict, then further details
ParameterGH FactorLoadPay
PriceFreeFree
Rating—4.3 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—6 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size72 MB5 MB
Age rating17+4+
DeveloperFactorFox Software, LLCTBK Bank

In-app purchases

None

GH Factor

No in-app purchases

None

LoadPay

No in-app purchases

Questions

Is GH Factor free?
GH Factor is free to download, with no in-app purchases.
Is LoadPay free?
LoadPay is free to download, with no in-app purchases.
Do GH Factor or LoadPay have ads?
Neither GH Factor nor LoadPay shows ads.
Which is updated more often, GH Factor or LoadPay?
GH Factor ships an update every 4 months, and LoadPay every 4 months. Most recently, GH Factor was updated on November 3, 2026 and LoadPay on November 4, 2026.

Other comparisons