Cedimanager vs The UMB SpeedApp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cedimanager
Invest in low-risk Government of Ghana securities directly from your device. Purchase treasury bills, cocoa bills, government notes, and bonds with ease. Experience a secure, convenient, and innovative investment platform.
- Purchase Government of Ghana securities
- Buy treasury bills
- Buy cocoa bills
- Invest in government notes and bonds
- Secure investment platform
- Convenient mobile access
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CediManager is an investment app that allows you to purchase relatively low-risk Government of Ghana securities at the click of a button. Buy treasury bills, cocoa bills, government notes and government bonds. It's accessible, secure, convenient, and innovative.
The UMB SpeedApp
Manage your finances conveniently and securely with this mobile banking application. Features include facial recognition login, account management, beneficiary setup, and bill payments. Experience a faster, smarter, and more reliable banking solution.
- Facial recognition login
- Account linking and management
- Beneficiary setup for transfers
- Utility bill and data bundle payments
- Receipt generation and sharing
- Standing order setup
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Discover the all-new UMB SpeedApp—revamped to deliver a faster, smarter, and more secure mobile banking experience. With UMB SpeedApp, your bank is always within reach. Key Features 1. Use of facial recognition to log into the SpeedApp 2. Profile Picture Update 3. Account Service • Link existing UMB account • Link mobile wallet • Unlink mobile wallet • Increase transfer limit • E-statement request • Official statement request 4. Beneficiary (Transfers/Airtime/Data Bundle/Utility Bill) • Add Beneficiary • Delete Beneficiary 5. Receipt • Generate Receipt • Share receipt 6. Standing Order • Airtime • Funds transfer • Data bundle Why Choose UMB SpeedApp? Always secure and always reliable Designed for speed and convenience Supported by UMB’s trusted customer service Download today and experience the future of banking with UMB SpeedApp.
Screenshots
Verdict
The clearest difference is rating: Cedimanager at 4.0 against The UMB SpeedApp's 3.5. Cedimanager also leads on iOS requirement (13.0 vs 15.5). The UMB SpeedApp's advantage is update cadence (every 10 days vs monthly) and ratings volume (32 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cedimanager holds the better App Store score, 4.0 against 3.5. That said, the two scores are not equally well evidenced: The UMB SpeedApp has 32 ratings behind it against 5, so its average is the more settled of the two.
Cedimanager ships an update monthly, The UMB SpeedApp every 10 days. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.
| Parameter | Cedimanager | The UMB SpeedApp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) — better | 3.5 (32 ratings) |
| Positive reviews | — | 33.3% of reviews |
| Number of ratings | 5 | 32 — better |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 57 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | Enscript Solutions Limited | Universal Merchant Bank Ltd |
Customer experience
Cedimanager
The UMB SpeedApp
In-app purchases
Cedimanager
No in-app purchases
The UMB SpeedApp
No in-app purchases
Questions
Is Cedimanager free?
Is The UMB SpeedApp free?
Which has better reviews, Cedimanager or The UMB SpeedApp?
Do Cedimanager or The UMB SpeedApp have ads?
Which is updated more often, Cedimanager or The UMB SpeedApp?
Other comparisons
