Comparison

iO vs LupaDólar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iO

Manage a digital credit card entirely from your phone. Enjoy unlimited 1% cashback on all purchases and exclusive discounts. Securely activate/deactivate your card and get 24/7 support.

Highlights
  • 100% digital credit card management
  • Unlimited 1% cashback
  • Exclusive partner discounts
  • Virtual and physical card options
  • Card activation/deactivation
  • 24/7 chat support
Features
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Tarjeta de crédito que opera desde esta app de manera 100% digital. Realiza consumos tanto virtuales como presenciales y acumula el 1% de Cashback de manera ilimitada. iO es un producto nuevo del BCP. Es una Tarjeta de Crédito Visa con CERO costos de membresía, sin condiciones. Podrás gestionar y solicitar tu tarjeta física junto a todo lo que te ofrece desde tu celular estés donde estés. ¿Cómo funciona? 1. Crea tu cuenta en la app para descubrir si puedes adquirir la tarjeta. 2. Valida tu identidad con análisis biométrico de tu rostro y verifica tu DNI en la misma app. 3. Una vez terminado el proceso de registro ya tendrás lista tu Tarjeta virtual iO. ¿Qué te ofrece iO? - CERO Membresía: No tendrás que pagar ningún costo de membresía, sin consumos mínimos ni otras condiciones. - Cashback: Te devolvemos el 1% del dinero de tus consumos de manera ilimitada. Acumúlalo y úsalo para pagar tu tarjeta iO. - Beneficios: En la app encontrarás beneficios exclusivos de iO con grandes descuentos en restaurantes, Delivery, tiendas y mucho más. - Tarjeta física: Solicita tu tarjeta física desde la app para hacer consumos en tiendas o comercios de forma presencial. - PIN: Como una capa extra de seguridad, tu tarjeta física usa un código PIN para confirmar tus compras presenciales, el cual puedes cambiar desde la misma app. - Seguridad: Tu seguridad es nuestra prioridad, eres el único dueño de tus datos. En la app podrás configurar tu tarjeta iO para activarla o desactivarla cuando creas conveniente. Soporte 24/7: En la app tienes a tu disposición un chat de ayuda con Expertos iO siempre listos para ayudarte cuando lo necesites. Además, puedes comunicarte también al Call Center o por WhatsApp para bloqueos de tarjeta. Somos un nuevo producto que está buscando darle a nuestros usuarios la mejor experiencia financiera. Trabajamos todos los días por seguir mejorando lo que ofrecemos en base a sus comentarios y para mantenerlos informados sobre las novedades que tenemos. Jiron Centenario 156 La Molina - Lima - Perú

About

LupaDólar

Features
Read full description

Stop losing money on exchange rates! LupaDólar is the ultimate tool to track, compare, and find the best Dollar to Sol (USD/PEN) exchange rate in Peru in real-time. We are not a money exchange; we are your financial ally. We monitor over 29 online exchange houses and financial institutions so you can decide where to exchange and maximize your savings. Why download LupaDólar? • LIVE COMPARISON: View buy and sell prices from the main digital exchange houses in the Peruvian market on a single screen. • SMART ALERTS: Set up notifications to know exactly when the dollar drops to buy or spikes to sell. • MARKET ANALYSIS: Access charts, heat maps, and trends to make informed decisions. • CUSTOM FILTERS: Select and monitor only your trusted sources. Ideal for: • Freelancers getting paid in USD who need to time their exchange. • Businesses optimizing their cash flow in Soles and Dollars. • Travelers and expats looking for the best deal. LupaDólar Premium Subscription: Unlock the full power of LupaDólar with professional tools: • Extended 90-day history with custom date ranges. • Advanced charts with data smoothing and aggregation. • Compare up to 3 sources simultaneously on the chart. • Manage up to 20 active price alerts. • Access the exclusive ranking of exchange houses. Transparency, speed, and reliable data. Download LupaDólar today and take control of your money.

Screenshots

iO4 screens
LupaDólar3 screens

Verdict

The call

The clearest difference is in-app purchases: iO at none against LupaDólar's 1. iO also leads on update cadence (weekly vs every 6 weeks). LupaDólar's advantage is iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LupaDólar sells 1 in-app purchase, starting at $3.99 per month. iO asks for nothing beyond the download.

UpkeepUpdate frequency

iO ships an update weekly, LupaDólar every 6 weeks. The most recent releases landed on October 24, 2026 and September 28, 2026 respectively.

Scorecard3 real differences · 7 level
iO versus LupaDólar: the parameters behind the verdict, then further details
ParameteriOLupaDólar
PriceFreeFree
Rating4.9 (88 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings88 — better—
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size324 MB30 MB
Age rating17+4+
DeveloperBanco de Crédito BCPLuis Galindo

In-app purchases

None

iO

No in-app purchases

1 purchases

LupaDólar

Subscriptions1
  • Monthly Premium$3.991 Month

Questions

Is iO free?
iO is free to download, with no in-app purchases.
Is LupaDólar free?
LupaDólar is free to download, with in-app purchases available.
Do iO or LupaDólar have ads?
Neither iO nor LupaDólar shows ads.
Which is updated more often, iO or LupaDólar?
iO ships an update weekly, and LupaDólar every 6 weeks. Most recently, iO was updated on October 24, 2026 and LupaDólar on September 28, 2026.

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