Comparison

iO vs Bolsaro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iO

Manage a digital credit card entirely from your phone. Enjoy unlimited 1% cashback on all purchases and exclusive discounts. Securely activate/deactivate your card and get 24/7 support.

Highlights
  • 100% digital credit card management
  • Unlimited 1% cashback
  • Exclusive partner discounts
  • Virtual and physical card options
  • Card activation/deactivation
  • 24/7 chat support
Features
Read full description

Tarjeta de crédito que opera desde esta app de manera 100% digital. Realiza consumos tanto virtuales como presenciales y acumula el 1% de Cashback de manera ilimitada. iO es un producto nuevo del BCP. Es una Tarjeta de Crédito Visa con CERO costos de membresía, sin condiciones. Podrás gestionar y solicitar tu tarjeta física junto a todo lo que te ofrece desde tu celular estés donde estés. ¿Cómo funciona? 1. Crea tu cuenta en la app para descubrir si puedes adquirir la tarjeta. 2. Valida tu identidad con análisis biométrico de tu rostro y verifica tu DNI en la misma app. 3. Una vez terminado el proceso de registro ya tendrás lista tu Tarjeta virtual iO. ¿Qué te ofrece iO? - CERO Membresía: No tendrás que pagar ningún costo de membresía, sin consumos mínimos ni otras condiciones. - Cashback: Te devolvemos el 1% del dinero de tus consumos de manera ilimitada. Acumúlalo y úsalo para pagar tu tarjeta iO. - Beneficios: En la app encontrarás beneficios exclusivos de iO con grandes descuentos en restaurantes, Delivery, tiendas y mucho más. - Tarjeta física: Solicita tu tarjeta física desde la app para hacer consumos en tiendas o comercios de forma presencial. - PIN: Como una capa extra de seguridad, tu tarjeta física usa un código PIN para confirmar tus compras presenciales, el cual puedes cambiar desde la misma app. - Seguridad: Tu seguridad es nuestra prioridad, eres el único dueño de tus datos. En la app podrás configurar tu tarjeta iO para activarla o desactivarla cuando creas conveniente. Soporte 24/7: En la app tienes a tu disposición un chat de ayuda con Expertos iO siempre listos para ayudarte cuando lo necesites. Además, puedes comunicarte también al Call Center o por WhatsApp para bloqueos de tarjeta. Somos un nuevo producto que está buscando darle a nuestros usuarios la mejor experiencia financiera. Trabajamos todos los días por seguir mejorando lo que ofrecemos en base a sus comentarios y para mantenerlos informados sobre las novedades que tenemos. Jiron Centenario 156 La Molina - Lima - Perú

About

Bolsaro

Features
Read full description

Bolsaro is a daily expense tracker built so logging never feels like a chore: each expense takes two taps. Got a receipt? Snap it and Bolsaro reads the amount and store and suggests a category. No bank login, no passwords. EXPENSES IN TWO TAPS Type the amount, pick a category, done. Cash, card, transfer or a wallet app: everything lands in one place. Logging is so quick your expense tracker doesn't get dropped after a week. IT NEVER TOUCHES YOUR BANK Bolsaro doesn't connect to your bank and never asks for your banking credentials. Your expenses are yours: no ads, and your data is never sold. RECEIPTS IN SECONDS Take a photo of a receipt, pick an image from your gallery or share it to Bolsaro: the expense fills in with the amount, the store and a suggested category. You just check it and save. HOW MUCH YOU'VE SPENT SO FAR Home shows your period total as a single number, with the percentage against the previous period, so this spending tracker shows at a glance whether you're going faster or slower than last time. You pick the period: weekly, fortnightly (every two weeks) or monthly, to match how you get paid. BUDGETS THAT WARN YOU Bolsaro is also a simple budget app and budget tracker. Give any category a monthly budget. If your period is weekly or fortnightly, Bolsaro splits it by days. A category that goes over shows in red on Home. YOUR EXPENSES, DAY BY DAY Your daily expenses are grouped by date, with amount, place and category. Rather not count one? Mark it ignored instead of deleting it. CATEGORIES YOUR WAY Create the categories you actually use, with an icon and a color. Reorder them and hide the ones you've outgrown; past expenses stay where they are. CHARTS THAT MAKE SENSE • Cumulative pace against the same point last period, so you notice before the month runs out. • Optional projection: at this rate, where the period ends. • Spend per day for the last 15 days. Tap a bar to open that day. WIDGETS See your budget and this period's spending on your Home Screen, and add an expense straight from the widget. MANY CURRENCIES, ONE TOTAL Log each expense in the currency you paid in, and Bolsaro converts it to your main currency at the day's rate. 17 currencies: USD, EUR, GBP, CAD, MXN, COP, CLP, ARS, BRL, PEN, UYU, PYG, CRC, DOP, GTQ, JPY and KRW. The app speaks English, Spanish, Portuguese, French, German, Italian, Dutch, Japanese and Korean. WHAT BOLSARO IS FOR Keeping a daily expense tracker you actually keep up, without fighting a spreadsheet. Having your personal finances in one place: an expense manager, budget planner and money manager in a single app. Noticing in time where the month is going, and adjusting before it's too late. If you want a daily expense tracker where logging takes two taps, Bolsaro is it. SUBSCRIPTION Bolsaro Pro is sold as a weekly or annual subscription and starts with a free trial: 3 days on weekly, 7 days on annual. Each plan's price is shown in the app before you confirm. The subscription renews automatically unless you cancel at least 24 hours before the current period ends, and you can manage or cancel it from your App Store account settings. Privacy, terms and account deletion: https://bolsaro.app/en/legal Support: support@bolsaro.app

Screenshots

iO4 screens
Bolsaro4 screens

Verdict

The call

The clearest difference is in-app purchases: iO at none against Bolsaro's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bolsaro sells 2 in-app purchases, starting at $3.49 per 7 days. iO asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
iO versus Bolsaro: the parameters behind the verdict, then further details
ParameteriOBolsaro
PriceFreeFree
Rating4.9 (88 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings88 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size324 MB68 MB
Age rating17+4+
DeveloperBanco de Crédito BCPIvan Francisco Jara

In-app purchases

None

iO

No in-app purchases

2 purchases

Bolsaro

Subscriptions2
  • Bolsaro Pro Weekly3 Days trial$3.497 Days
  • Bolsaro Pro Yearly7 Days trial$39.991 Year

Questions

Is iO free?
iO is free to download, with no in-app purchases.
Is Bolsaro free?
Bolsaro is free to download, with in-app purchases available.
Do iO or Bolsaro have ads?
Neither iO nor Bolsaro shows ads.
Which is updated more often, iO or Bolsaro?
iO ships an update weekly, and Bolsaro weekly. Most recently, iO was updated on October 24, 2026 and Bolsaro on October 24, 2026.

Other comparisons