Comparison

Wayabank vs Kashpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wayabank

Manage your finances with a secure digital banking solution. Easily send and receive money using just a phone number or email. Pay bills, top up data, and transfer funds to other banks.

Highlights
  • Send and receive money
  • Transfer to phone number or email
  • Withdraw to other banks
  • Bill payments (Airtime, Data, Utility)
  • Secure digital banking
Features
Read full description

Easy, Fast and Safe way to send and receive money. You can receive money into your accounts by transfer to just your phone number or email. You can also withdraw money from your wayabank account to your other banks. You can make bills payment such as; Airtime, Data, Utility, Betting etc.

About

Kashpay

Features
Read full description

Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity

Screenshots

Wayabank4 screens
Kashpay4 screens

Verdict

The call

The clearest difference is update cadence: Wayabank at every 6 days against Kashpay's every 9 months. Kashpay's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wayabank ships an update every 6 days, Kashpay every 9 months. The most recent releases landed on September 15, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
Wayabank versus Kashpay: the parameters behind the verdict, then further details
ParameterWayabankKashpay
PriceFreeFree
Rating3.3 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 6 days — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size94 MB32 MB
Age rating4+4+
DeveloperWAYA MULTI LINK TECHNOLOGY LTDCashbridge Microfinance Bank

In-app purchases

None

Wayabank

No in-app purchases

None

Kashpay

No in-app purchases

Questions

Is Wayabank free?
Wayabank is free to download, with no in-app purchases.
Is Kashpay free?
Kashpay is free to download, with no in-app purchases.
Do Wayabank or Kashpay have ads?
Neither Wayabank nor Kashpay shows ads.
Which is updated more often, Wayabank or Kashpay?
Wayabank ships an update every 6 days, and Kashpay every 9 months. Most recently, Wayabank was updated on September 15, 2026 and Kashpay on September 16, 2026.

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