Wayabank vs Ding Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wayabank
Manage your finances with a secure digital banking solution. Easily send and receive money using just a phone number or email. Pay bills, top up data, and transfer funds to other banks.
- Send and receive money
- Transfer to phone number or email
- Withdraw to other banks
- Bill payments (Airtime, Data, Utility)
- Secure digital banking
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Easy, Fast and Safe way to send and receive money. You can receive money into your accounts by transfer to just your phone number or email. You can also withdraw money from your wayabank account to your other banks. You can make bills payment such as; Airtime, Data, Utility, Betting etc.
Ding Merchant
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Ding Merchant is the easiest way for businesses to accept payments. Whether you're a small vendor or a large retailer, Ding Merchant enables secure, fast, and reliable transactions.
Screenshots
Verdict
The clearest difference is update cadence: Wayabank at every 6 days against Ding Merchant's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wayabank ships an update every 6 days, Ding Merchant fortnightly. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.
| Parameter | Wayabank | Ding Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 6 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 94 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | WAYA MULTI LINK TECHNOLOGY LTD | Lebiced Technologies Limited |
In-app purchases
Wayabank
No in-app purchases
Ding Merchant
No in-app purchases
