Comparison

WayaQuick vs Berachah MFB Digital App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WayaQuick

Features
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WayaQuick is the merchant app that helps Nigerian businesses accept payments and get paid. Create a payment link or send an invoice in seconds, and let customers pay you by card, bank transfer, USSD or wallet. Then follow every naira from payment to settlement in one simple dashboard. No website or coding needed. Create your business account, verify your business in the app and start collecting payments from customers anywhere in Nigeria. ACCEPT PAYMENTS WITH PAYMENT LINKS • Create a one-time or recurring payment link in a few taps • Share your payment link on WhatsApp, Instagram, SMS or email • Customers pay by card, bank transfer, USSD or wallet on a secure checkout • Ideal for online stores, social media vendors and service businesses SEND INVOICES THAT GET PAID • Create professional invoices with line items and a payment due date • Send each invoice to your customer to pay online • Keep track of every invoice you have issued RECURRING PAYMENTS AND SUBSCRIPTIONS • Create subscription plans for memberships, school fees, rent, retainers and other repeat services • Customers add their card once and are billed on schedule BANK TRANSFER WITH VIRTUAL ACCOUNTS • Generate a virtual account number so customers can pay you by bank transfer • See each transfer in your account history TRACK EVERY TRANSACTION • Dashboard with your revenue, balance and monthly revenue chart • Search and filter transactions by status, date and reference • Export transactions and settlements to CSV for your accountant • Notifications for payments and account activity SETTLEMENTS AND PAYOUTS • Next-working-day (T+1) settlement into your Nigerian bank account • Or settle instantly into your Waya account • Add settlement accounts and choose where your money goes • Withdraw your balance and send payouts to any bank in Nigeria • Every payout is protected by your transaction PIN CUSTOMERS, DISPUTES AND YOUR TEAM • Keep your customer list in one place • Track and respond to customer disputes • Invite staff to your dashboard and give each person the right role • Activity log of every action taken on your account BUILT FOR DEVELOPERS TOO • View your API keys and switch between test mode and live mode • Set webhook and callback URLs for your website or app • Add WayaQuick checkout to your website with our payment gateway API SECURITY YOU CAN TRUST • Transaction PIN for withdrawals and payouts • Two-factor authentication (2FA) • Face ID and Touch ID sign-in • Automatic sign-out after 15 minutes of inactivity • API keys, PINs and one-time codes hidden while your screen is recorded or shared HELP WHEN YOU NEED IT • Ask the built-in AI assistant about your payments, settlements, payouts and KYC • Browse the FAQ or contact our support team from the app WHO WAYAQUICK IS FOR Online sellers, Instagram and WhatsApp vendors, retail shops, restaurants, schools, event organisers, freelancers, consultants, SMEs and growing businesses across Nigeria. GET STARTED IN 3 STEPS 1. Download WayaQuick and create your business account 2. Verify your business (KYC) in the app 3. Create your first payment link or invoice and start getting paid WayaQuick is a product of Waya Multi-Link Technology Ltd.

About

Berachah MFB Digital App

Features
Read full description

About the Berachah Banking App Your days of visiting the banking halls and staying up in long queues are over! The Berachah mobile banking app is an all inclusive app, where you can perform all banking transactions at the snap of a finger and from the comfort of your homes. Gain access to seamless banking by downloading the app now. Be incharge of your finances without lifting a muscle. Built on the foundations of loyalty, trust and inclusion. Berachah supplies everything you need for your proper financial management. To enjoy all these benefits, download the app now. Your Money and all Transactions are Safe and Secure. We are fully licensed by the Central Bank of Nigeria (CBN) and insured by the Nigerian Deposit Insurance Corporation (NDIC) to help you take care of your finances. Use the private mode to hide your account balance at will Easily block your debit card when it goes missing or unblock when you find it. Why Berachah? Open a free account in less than 3 minutes Swift transactions Request a Berachah debit card and get it delivered to you. Access to personal and business loans without collateral Our amazing savings feature Instant customer support *Open a Free Account in Less Than 3 Minutes We know the importance of time, so we have created a digital bank that enables you to create an account quickly from the comfort of your home. Moreso, we understand that every naira is important and should be accounted for, so we have made sure that you can open your account at zero cost. *Swift Transactions Enjoy swift banking transactions while using the Berachah banking app. We value your time and your satisfaction is our priority. * Get a Berachah Debit Card Delivered to You Request for a debit card on the Berachah Banking app and get it delivered to you. *Access to Personal and Business loans Download the app now and access loans to solve your immediate needs with no collateral. . Your privacy is paramount to us as it is to you. Personal details and identity will not be shared with third parties on payment default. Why not download the bank of the people now? *Save for the Rainy Days You do not have to spend without a budget. Save with berachah and be assured of a financial umbrella during the rainy days. *Instant Customer Support We are your number one fan, we want to see you thrive, hence we have provided an instant customer support system to guide you whenever you need us. Join Berachah in Two quick steps 1. Download the app and open an instant account on your phone. 2. Add money to your account. That is all you need to get started. For more information about Berachah and its services, please visit www.berachahmfb.com or send enquiries at info@berachahmfb.com Download the app now.

Screenshots

WayaQuick4 screens
Berachah MFB Digital App4 screens

Verdict

The call

The clearest difference is iOS requirement: Berachah MFB Digital App at 12.4 against WayaQuick's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
WayaQuick versus Berachah MFB Digital App: the parameters behind the verdict, then further details
ParameterWayaQuickBerachah MFB Digital App
PriceFreeFree
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612.4 — better
Further details — not scored
Size40 MB20 MB
Age rating4+17+
DeveloperWAYA MULTI LINK TECHNOLOGY LTDKREATENG TECHNOLOGY LIMITED

In-app purchases

None

WayaQuick

No in-app purchases

None

Berachah MFB Digital App

No in-app purchases

Questions

Is WayaQuick free?
WayaQuick is free to download, with no in-app purchases.
Is Berachah MFB Digital App free?
Berachah MFB Digital App is free to download, with no in-app purchases.
Do WayaQuick or Berachah MFB Digital App have ads?
Neither WayaQuick nor Berachah MFB Digital App shows ads.

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