WayaQuick vs Loosechange

WayaQuick is the merchant app that helps Nigerian businesses accept payments and get paid. Create a payment link or send an invoice in seconds, and let customers pay you by card, bank transfer, USSD or wallet. Then follow every naira from payment to settlement in one simple dashboard. No website or coding needed. Create your business account, verify your business in the app and start collecting payments from customers anywhere in Nigeria. ACCEPT PAYMENTS WITH PAYMENT LINKS • Create a one-time or recurring payment link in a few taps • Share your payment link on WhatsApp, Instagram, SMS or email • Customers pay by card, bank transfer, USSD or wallet on a secure checkout • Ideal for online stores, social media vendors and service businesses SEND INVOICES THAT GET PAID • Create professional invoices with line items and a payment due date • Send each invoice to your customer to pay online • Keep track of every invoice you have issued RECURRING PAYMENTS AND SUBSCRIPTIONS • Create subscription plans for memberships, school fees, rent, retainers and other repeat services • Customers add their card once and are billed on schedule BANK TRANSFER WITH VIRTUAL ACCOUNTS • Generate a virtual account number so customers can pay you by bank transfer • See each transfer in your account history TRACK EVERY TRANSACTION • Dashboard with your revenue, balance and monthly revenue chart • Search and filter transactions by status, date and reference • Export transactions and settlements to CSV for your accountant • Notifications for payments and account activity SETTLEMENTS AND PAYOUTS • Next-working-day (T+1) settlement into your Nigerian bank account • Or settle instantly into your Waya account • Add settlement accounts and choose where your money goes • Withdraw your balance and send payouts to any bank in Nigeria • Every payout is protected by your transaction PIN CUSTOMERS, DISPUTES AND YOUR TEAM • Keep your customer list in one place • Track and respond to customer disputes • Invite staff to your dashboard and give each person the right role • Activity log of every action taken on your account BUILT FOR DEVELOPERS TOO • View your API keys and switch between test mode and live mode • Set webhook and callback URLs for your website or app • Add WayaQuick checkout to your website with our payment gateway API SECURITY YOU CAN TRUST • Transaction PIN for withdrawals and payouts • Two-factor authentication (2FA) • Face ID and Touch ID sign-in • Automatic sign-out after 15 minutes of inactivity • API keys, PINs and one-time codes hidden while your screen is recorded or shared HELP WHEN YOU NEED IT • Ask the built-in AI assistant about your payments, settlements, payouts and KYC • Browse the FAQ or contact our support team from the app WHO WAYAQUICK IS FOR Online sellers, Instagram and WhatsApp vendors, retail shops, restaurants, schools, event organisers, freelancers, consultants, SMEs and growing businesses across Nigeria. GET STARTED IN 3 STEPS 1. Download WayaQuick and create your business account 2. Verify your business (KYC) in the app 3. Create your first payment link or invoice and start getting paid WayaQuick is a product of Waya Multi-Link Technology Ltd.

Multiple payment options all in one place, never downtime! Payment Links - Generate a payment link to share with your customers via social media, email, or SMS. USSD - Receive payment using USSD code when customers don't have access to a smartphone, or data plan, or have no internet connection. Bank Transfer - Get direct transfers from your customers to your virtual bank account. QR Code - Display your unique QR code on your mobile phone or print it out for display at your physical store for your customers to scan and pay. Receive instant payment! No need to wait for next-day settlements, get value for your services in real-time. Get instant credit confirmation for transactions and share e-receipts with your customers Bills payment • With Loosechange App, top-up your airtime & data, pay your utility bills and TV subscription So much more • Your business goes anywhere you go! • Never lose a sale, receive payment from your customers anytime and anywhere. • Improve customer experience • Make it easier for your customers to pay you quickly and easily, without having to wait in line or fumble with cash. • You no longer need to keep saying, “ Sorry, the POS machine is not working”. Provide your customers with a seamless payment experience with a variety of options to choose from. • Reduce your business expenses • Save costs on buying physical POS machines for your business and leverage the device you already own on your mobile phone. • Safe and Secure Payment • Our advanced encryption technology and fraud detection systems ensure that your transactions are always protected. Join the Loosechange community, and download the app now! How to get started Download the App. Create an account with your phone number and verify your BVN. Start accepting payments. Customer Support is available via our in-app chat. Contact us whenever you need assistance. We are here to ensure your payment experience is smooth and hassle-free.