Arbipay vs Spendbase
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arbipay
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Arbipay is a digital technology platform designed to streamline how you access and interact with financial services. We provide a modern, secure technical interface that connects you directly to financial products offered by licensed third-party institutions. Through the Arbipay mobile application, users can manage their financial data and initiate operations handled exclusively by regulated partners. Our goal is to provide the technology layer that makes global financial access simple, transparent, and secure. Key Platform Features – Centralized Access: View and manage account information provided by our licensed partner institutions in one intuitive interface. – Transaction Initiation: Seamlessly initiate transfers and payment operations executed by regulated third-party providers. – Card Management: Access and manage card features issued and serviced by licensed financial institutions. – Business Tools: A dedicated interface for corporate users to connect with third-party merchant and payment services. – Advanced Data Security: State-of-the-art encryption and biometric access to protect your personal information and platform usage.
Spendbase
Manage your startup's finances with this comprehensive banking solution. Track balances, monitor cards, and oversee transactions to keep your budget in check. Designed for founders, it offers a streamlined approach to business finance.
- Total balance overview
- Credit card monitoring
- Transaction tracking
- Business finance management
- Startup-focused banking
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Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.
Screenshots
Verdict
The clearest difference is ads: Spendbase at none against Arbipay's shown. Arbipay's advantage is iOS requirement (11.0 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Arbipay ships an update every 2 months, Spendbase monthly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | Arbipay | Spendbase |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 64 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | ARBITAS s.r.o. | Spendbase Inc. |
In-app purchases
Arbipay
No in-app purchases
Spendbase
No in-app purchases









