Comparison

Arbipay vs Spendbase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arbipay

Read full description

Arbipay is a digital technology platform designed to streamline how you access and interact with financial services. We provide a modern, secure technical interface that connects you directly to financial products offered by licensed third-party institutions. Through the Arbipay mobile application, users can manage their financial data and initiate operations handled exclusively by regulated partners. Our goal is to provide the technology layer that makes global financial access simple, transparent, and secure. Key Platform Features – Centralized Access: View and manage account information provided by our licensed partner institutions in one intuitive interface. – Transaction Initiation: Seamlessly initiate transfers and payment operations executed by regulated third-party providers. – Card Management: Access and manage card features issued and serviced by licensed financial institutions. – Business Tools: A dedicated interface for corporate users to connect with third-party merchant and payment services. – Advanced Data Security: State-of-the-art encryption and biometric access to protect your personal information and platform usage.

About

Spendbase

Manage your startup's finances with this comprehensive banking solution. Track balances, monitor cards, and oversee transactions to keep your budget in check. Designed for founders, it offers a streamlined approach to business finance.

Highlights
  • Total balance overview
  • Credit card monitoring
  • Transaction tracking
  • Business finance management
  • Startup-focused banking
Features
Read full description

Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.

Screenshots

Arbipay3 screens
Spendbase4 screens

Verdict

The call

The clearest difference is ads: Spendbase at none against Arbipay's shown. Arbipay's advantage is iOS requirement (11.0 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Arbipay ships an update every 2 months, Spendbase monthly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Arbipay versus Spendbase: the parameters behind the verdict, then further details
ParameterArbipaySpendbase
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better17.6
Further details — not scored
Size64 MB80 MB
Age rating4+4+
DeveloperARBITAS s.r.o.Spendbase Inc.

In-app purchases

None

Arbipay

No in-app purchases

None

Spendbase

No in-app purchases

Questions

Is Arbipay free?
Arbipay is free to download, with no in-app purchases.
Is Spendbase free?
Spendbase is free to download, with no in-app purchases.
Do Arbipay or Spendbase have ads?
Arbipay shows ads; Spendbase does not.
Which is updated more often, Arbipay or Spendbase?
Arbipay ships an update every 2 months, and Spendbase monthly. Most recently, Arbipay was updated on November 7, 2026 and Spendbase on November 4, 2026.

Other comparisons