Comparison

Geojit Smartfolios vs KMS Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Geojit Smartfolios

This platform offers professionally managed equity investments using expert advice and well-researched recommendations. It provides diversified stock baskets tailored to your risk appetite and investment amount, allowing for flexible entry and exit.

Highlights
  • Professionally managed equity investment
  • Expert advice and recommendations
  • Diversified stock baskets
  • Customizable based on risk appetite
  • Flexible entry/exit with no lock-in
  • DIY stock basket creation
Features
Read full description

Are the stock market jargons scaring you? Are you too busy to study the market opportunities? Are you a long term investor? If you have answered yes to these questions, then you are at the right place. Smartfolios is a professionally managed, equity investment platform from Geojit Financial. This platform enables you to invest in the equity market utilising expert advice and well researched recommendations. Smartfolios offers diversified and well-researched baskets of stocks, suited to meet your category as an investor, risk appetite and investible amount. These readymade baskets are curated, regularly monitored and managed by experts, based on their objective, criteria and outlook for the basket. Please note that you need to have an account with Geojit to invest through Smartfolios. Features • Readymade baskets of stocks. Over 10 baskets and counting • Choose your baskets based on risk appetite • Investment mode (Lumpsum / SIP), amount or investment strategy • System generated recommendations available • Only transactional charges • Entry/Exit at any time. No lock-in period • Follow-up alerts until recommendation is accepted • Alerts and recommendation acceptance via Whatsapp, E-mail or by logging into the web/mobile app • Hassle free execution of the accepted recommendations • Create your own Stock basket and start investing systematically in it (DIY) How it works? Login to Smartfolios with Geojit trading account details • Choose a basket of stocks depending on your risk appetite/investment mode/investment amount • Confirm the recommendations to place the order • Confirmation can be done via Whatsapp, E-mail or by logging into the web/mobile app

About

KMS Smart

Discover personalized welfare schemes and income opportunities based on your profile. This AI-powered platform helps Indian citizens identify eligibility for government programs, understand potential benefits, and find relevant earning avenues. It provides step-by-step application guides and policy updates.

Highlights
  • AI-powered scheme eligibility assessment
  • Personalized benefit score and estimates
  • Step-by-step application guides
  • Income and earning opportunity identification
  • Browse over 670 welfare schemes
  • Latest policy and budget updates
  • Multi-language support (English, Hindi, Telugu, Kannada)
Features
Read full description

DISCLAIMER: KnowMySchemes (KMS) is a private, independent platform. It is NOT an official government app and is NOT affiliated with, authorized by, or endorsed by any government entity or political party. DATA SOURCES: All scheme information is sourced from publicly available government portals, including but not limited to: MyScheme (myscheme.gov.in), India.gov.in, and various state-level department websites. Users should verify all details on official government websites before applying. KnowMySchemes — Welfare Intelligence for Citizens Discover welfare schemes personalized for YOU. KnowMySchemes uses advanced AI to help Indian citizens identify which welfare programs they may be eligible for based on their unique profile, occupation, and location. KMS SMART — AI IMPACT ANALYZER Use our AI-powered analyzer to understand potential benefits. Simply describe your profile in your own words — including occupation, location, and income — and get an instant report featuring: Potential eligibility for specific welfare schemes A personalized benefit score and estimated annual benefit amount Step-by-step guides on how to apply Income and earning opportunities relevant to your profile BROWSE 670+ SCHEMES Access a curated database of central and state welfare schemes across Agriculture, Education, Housing, Women Empowerment, Healthcare, and more. INCOME OPPORTUNITIES Proactively identify real earning opportunities based on your skills. Find export markets for farmers, skill programs for artisans, or business grants for entrepreneurs. LATEST POLICY UPDATES Stay informed with updates on welfare policy announcements and budget news relevant to your profile. LANGUAGE SUPPORT English Telugu Hindi kannada PRIVACY & SECURITY Secure OTP-based login 256-bit SSL encryption Fully compliant with the DPDP Act 2023. Your data is never sold. Website: www.knowmyschemes.com Support: support@knowmyschemes.com

Screenshots

Geojit Smartfolios4 screens
KMS Smart4 screens

Verdict

The call

The clearest difference is rating: KMS Smart at 5.0 against Geojit Smartfolios's 2.0. KMS Smart also leads on update cadence (monthly vs every 2 months) and ratings volume (7 vs 2). Geojit Smartfolios's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KMS Smart sells 1 one-off in-app purchase. Geojit Smartfolios asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

KMS Smart holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 7 respectively.

UpkeepUpdate frequency

Geojit Smartfolios ships an update every 2 months, KMS Smart monthly. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Geojit Smartfolios versus KMS Smart: the parameters behind the verdict, then further details
ParameterGeojit SmartfoliosKMS Smart
PriceFreeFree
Rating2.0 (2 ratings)5.0 (7 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings27 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size53 MB30 MB
Age rating4+4+
DeveloperGeojit Financial Services LtdManikanth Muthuvarapu

In-app purchases

None

Geojit Smartfolios

No in-app purchases

1 purchases

KMS Smart

One-time1
  • KnowMySchemes Pro$14.99

Questions

Is Geojit Smartfolios free?
Geojit Smartfolios is free to download, with no in-app purchases.
Is KMS Smart free?
KMS Smart is free to download, with in-app purchases available.
Which has better reviews, Geojit Smartfolios or KMS Smart?
KMS Smart is rated higher. Geojit Smartfolios averages 2.0 out of 5 from 2 ratings, while KMS Smart averages 5.0 from 7 ratings.
Do Geojit Smartfolios or KMS Smart have ads?
KMS Smart shows ads; Geojit Smartfolios does not.
Which is updated more often, Geojit Smartfolios or KMS Smart?
Geojit Smartfolios ships an update every 2 months, and KMS Smart monthly. Most recently, Geojit Smartfolios was updated on October 9, 2026 and KMS Smart on October 24, 2026.

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