GoalTeller vs Maxiom Wealth

Financial Planning / Execution / Exhaustive and quick calculators - GoalTeller helps you ensure all your financial decisions and goals are met seamlessly

Maxiom Wealth helps you invest in top-performing stocks, mutual funds and PMS to build your financial future and achieve your life goals. Thousands of investors across the world enjoy these benefits: 1. Invest with peace of mind, in best stocks and mutual funds guided by Roots & Wings Philosophy. 2. Investment advice is curated by a team of IIM, IIT and CA Rank holders with decades of industry experience. 3. Zero conflict of interest and zero bias. Clean operating model. We are a SEBI Registered Investment Advisory company (Type:corporate INA200015583). — FREE Tools: 1. Personalised financial plan to achieve all life goals (retirement, education etc). 2. Assess risk profile and identify the best investment profile for you. This can reduce risk and grow your money faster. 3. Single place to import easily and track ALL your entire stocks and mutual fund portfolio.Track assets like PPF, EPF, Real Estate, NPS too. Get a unified view, save time and effort. 4. Link investments/assets to goals to track achievement percentages. — Ram Kalyan Medury (founder) says: "We started Maxiom Wealth to make investing transparent. As investors we found that wrong products were being pushed with high indirect costs. Avoiding untrustworthy promoters/middlemen helps invest in high quality stocks and funds. Reducing the effect of emotions using technology helps preserve wealth by reducing drawdowns when markets are choppy. Prosperity is inevitable when people are confident to stay invested in good equities over longer time frames. Our models enable this." — Roots & Wings Investment Philosophy: Maxiom follows an Investment Philosophy called Roots & Wings. A team of industry experts having 30+ years experience in advisory & research carefully selects stock portfolios. They are aided by machine learning algorithms and operate with a transparent model without any hidden brokerages or commissions. Roots: Roots aim to preserve wealth by selecting companies with low debt, consistent ROE/ROCE & promoter integrity. We prefer to invest in businesses that carry very low debt. This means that their growth is fuelled by their customers and through internal accruals. We like companies that consistently reward their shareholders through high levels of Return on Equity, Return on Capital Employed and Return on Assets. This signals not only an efficient business but also one that is shareholder friendly. We like promoters who demonstrate both skin-in-the-game and soul-in-the-game. Such promoters retain significant ownership in their business, which prevents the ‘agency problem’. Wings: Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets. We like companies that have a huge runway of growth ahead of them. Usually they tend to grow 1.5 to 3 x times that of the GDP Growth. We prefer companies that possess significant operating cash flows. This also indicates that their growth is real, and not manufactured. Companies that are dominant in their markets and continue to hold good Market Share are preferred. Investment Process: Buying and forgetting, or just sitting tight, is a luxury that the smart investor cannot afford. We grill each stock with an intense review process that periodically checks for all the fundamentals. The model clinically picks early indicators which help exit risky stocks in time. To err on the side of caution is preferable to losing hard-earned capital. The investment philosophy is fully backed up by a system that takes emotion out of the picture, leading to balanced decisions which augur well for the portfolio. Our Integrations: BSE Star transaction platform, AMFI, BSE, NSE (Portfolio feeds), Digio for eSign, K Fintech and Digio for eKYC. Cashfree for payment gateway. Most established brokers like Zerodha, Upstox, HDFC, ICICI Direct, Axis Direct, etc. For our PMS, ICICI Bank and Nuvama provide custodian services. Happy Investing!