Comparison

Budgetwise vs PHUNDO FINTECH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetwise

Manage your finances with this user-friendly iOS app. Track income, expenses, and bills with customizable categories, recurring transaction setup, and timely bill reminders. Visualize your spending habits and budget progress through detailed reports and charts.

Highlights
  • Customizable budget categories
  • Recurring transaction setup
  • Bill reminders with notifications
  • Income and expense tracking
  • Spending reports and charts
Read full description

Our home budget iOS application is designed to help you manage your finances and stay on top of your spending. With its user-friendly interface and extensive features, you'll be able to track your income, expenses, and bills with ease. Some of the key features of our app include: - Customizable budget categories: You can set up your own budget categories to track your spending and make sure you're staying within your limits. - Recurring transactions: Set up recurring transactions for bills, rent, and other regular expenses so you don't have to manually enter them every month. - Bill reminders: Never miss a payment again with our bill reminder feature. Simply enter the details of your bills and our app will send you a notification when it's time to pay. - Reports and charts: View your spending habits and budget progress over time with our comprehensive reports and charts. Try it out today and take control of your finances!

About

PHUNDO FINTECH

Features
Read full description

PHUNDO FINTECH is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

Budgetwise4 screens
PHUNDO FINTECH4 screens

Verdict

The call

The clearest difference is in-app purchases: PHUNDO FINTECH at none against Budgetwise's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetwise sells 2 one-off in-app purchases. PHUNDO FINTECH asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and September 23, 2026 respectively.

Scorecard1 real difference · 8 level
Budgetwise versus PHUNDO FINTECH: the parameters behind the verdict, then further details
ParameterBudgetwisePHUNDO FINTECH
PriceFreeFree
Rating1.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size19 MB85 MB
Age rating4+4+
DeveloperSergey BurdPHUNDO FINTECH INDIA PRIVATE LIMITED

In-app purchases

2 purchases

Budgetwise

One-time2
  • Buy Me a Coffee$0.99
  • Buy Me a Coffee Full$5.99
None

PHUNDO FINTECH

No in-app purchases

Questions

Is Budgetwise free?
Budgetwise is free to download, with in-app purchases available.
Is PHUNDO FINTECH free?
PHUNDO FINTECH is free to download, with no in-app purchases.
Do Budgetwise or PHUNDO FINTECH have ads?
Neither Budgetwise nor PHUNDO FINTECH shows ads.
Which is updated more often, Budgetwise or PHUNDO FINTECH?
Budgetwise ships an update every 2 months, and PHUNDO FINTECH every 2 months. Most recently, Budgetwise was updated on October 9, 2026 and PHUNDO FINTECH on September 23, 2026.

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