Comparison

StateCS CardNav vs PSCU CardNav

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

StateCS CardNav

Take full control of your debit and credit card spending. Manage transaction types, locations, and merchant categories. Instantly turn cards on or off, set spending limits, and receive real-time alerts to prevent fraud.

Highlights
  • Set transaction type controls
  • Define geographic usage rules
  • Specify merchant category restrictions
  • Instantly turn cards on/off
  • Enable GPS location limits
  • Set dollar transaction limits
  • Receive real-time fraud alerts
Features
Read full description

CardNav – Full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: • Location – based on where the transaction occurs • Transaction type – based on type of transaction at point of sale • Merchant type – based on the type of merchant where the transaction occurred • Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert)

About

PSCU CardNav

Manage your PSCU debit and credit cards with this app. Easily turn cards on/off, set spending limits, control usage locations, and receive important alerts. Take full control of your card security and transactions.

Highlights
  • Turn cards on/off
  • Control card usage locations
  • Set spending limits
  • Receive transaction alerts
  • Manage card transactions
Features
Read full description

PSCU CardNav puts you in control of your PSCU debit and credit cards. With PSCU CardNav you can turn your cards on and off, control where your cards can be used, receive alerts, set spending limits, and manage transactions. Download the PSCU Cardnav app to manage your card today!

Screenshots

StateCS CardNav4 screens
PSCU CardNav4 screens

Verdict

The call

The clearest difference is update cadence: StateCS CardNav at every 3 months against PSCU CardNav's every 9 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for StateCS CardNav against 5.0 for PSCU CardNav. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

UpkeepUpdate frequency

StateCS CardNav ships an update every 3 months, PSCU CardNav every 9 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 8 level
StateCS CardNav versus PSCU CardNav: the parameters behind the verdict, then further details
ParameterStateCS CardNavPSCU CardNav
PriceFreeFree
Rating5.0 (3 ratings)5.0 (2 ratings)
Number of ratings3 — better2
Update frequencyEvery 3 months — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size82 MB70 MB
Age rating4+4+
DeveloperState CS Employees Federal Credit UnionPipefitters Steamfitters Credit Union

In-app purchases

None

StateCS CardNav

No in-app purchases

None

PSCU CardNav

No in-app purchases

Questions

Is StateCS CardNav free?
StateCS CardNav is free to download, with no in-app purchases.
Is PSCU CardNav free?
PSCU CardNav is free to download, with no in-app purchases.
Which has better reviews, StateCS CardNav or PSCU CardNav?
StateCS CardNav and PSCU CardNav are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.
Do StateCS CardNav or PSCU CardNav have ads?
Neither StateCS CardNav nor PSCU CardNav shows ads.
Which is updated more often, StateCS CardNav or PSCU CardNav?
StateCS CardNav ships an update every 3 months, and PSCU CardNav every 9 months. Most recently, StateCS CardNav was updated on October 24, 2026 and PSCU CardNav on October 16, 2026.

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