Comparison

StateCS CardNav vs AFL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

StateCS CardNav

Take full control of your debit and credit card spending. Manage transaction types, locations, and merchant categories. Instantly turn cards on or off, set spending limits, and receive real-time alerts to prevent fraud.

Highlights
  • Set transaction type controls
  • Define geographic usage rules
  • Specify merchant category restrictions
  • Instantly turn cards on/off
  • Enable GPS location limits
  • Set dollar transaction limits
  • Receive real-time fraud alerts
Features
Read full description

CardNav – Full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: • Location – based on where the transaction occurs • Transaction type – based on type of transaction at point of sale • Merchant type – based on the type of merchant where the transaction occurred • Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert)

About

AFL

Features
Read full description

AFL-CIO Employees FCU CardNav – A companion app for Blue Digital. Have full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Receive alerts when suspicious activity is suspected. • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: 1.Location – based on where the transaction occurs 2.Transaction type – based on type of transaction at point of sale 3.Merchant type – based on the type of merchant where the transaction occurred 4.Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert) Want to learn more, or begin using CardNav now? Contact your credit union to find out if they participate. If they do, download the app and begin using CardNav immediately.

Screenshots

StateCS CardNav4 screens
AFL4 screens

Verdict

The call

The clearest difference is update cadence: StateCS CardNav at every 3 months against AFL's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

StateCS CardNav ships an update every 3 months, AFL every 8 months. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 8 level
StateCS CardNav versus AFL: the parameters behind the verdict, then further details
ParameterStateCS CardNavAFL
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size82 MB71 MB
Age rating4+4+
DeveloperState CS Employees Federal Credit UnionAFL-CIO Employees Federal Credit Union

In-app purchases

None

StateCS CardNav

No in-app purchases

None

AFL

No in-app purchases

Questions

Is StateCS CardNav free?
StateCS CardNav is free to download, with no in-app purchases.
Is AFL free?
AFL is free to download, with no in-app purchases.
Do StateCS CardNav or AFL have ads?
Neither StateCS CardNav nor AFL shows ads.
Which is updated more often, StateCS CardNav or AFL?
StateCS CardNav ships an update every 3 months, and AFL every 8 months. Most recently, StateCS CardNav was updated on October 10, 2026 and AFL on October 5, 2026.

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