Comparison

Efinance Mobile vs SwiftTrust Mobile

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Efinance Mobile

Features
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Efinance Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

SwiftTrust Mobile

Features
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About this app Create an individual accounts and Unlock Swift access to savings and much more with the SwiftTrust MFB Mobile App . Money transfers, Bills payment & Airtime SwiftTrust MFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money. SEAMLESS AND SWIFT BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & INDIVIDUAL SwiftTrust MFB Business Bank provides simple, effective and a robust solutions for businesses and individuals, so you can manage bills, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS AND INDIVIDUAL BANK ACCOUNT Experience the better way to bank your business and much more, all within the SwiftTrust MFB Mobile Banking app. SwiftTrust MFBโ€™s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like accounting and bill payment solutions for businesses to run seamlessly. SwiftTrust Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 39, Gana Street Maitama, Abuja - Contact number: 0805 929 6640 - Raise a help ticket within the app - Email: info@SwiftTrustmfb.com - Visit: https://SwiftTrustmfb.com - LinkedIn: https://www.linkedin.com/company/swifttrust-mfb - Facebook: https://www.facebook.com/Swifttrustmfb.org - Instagram: https://www.instagram.com/swifttrustmfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://privacy-policy-app.swiftTrustmfb.com Within the SwiftTrustmfb Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a SwiftTrustmfb business owner or agent today!

Screenshots

Efinance Mobile4 screens
SwiftTrust Mobile4 screens

Verdict

The call

The clearest difference is update cadence: SwiftTrust Mobile at every 3 days against Efinance Mobile's every 20 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Efinance Mobile ships an update every 20 months, SwiftTrust Mobile every 3 days. The most recent releases landed on October 2, 2026 and October 24, 2026 respectively.

Scorecard1 real difference ยท 5 level
Efinance Mobile versus SwiftTrust Mobile: the parameters behind the verdict, then further details
ParameterEfinance MobileSwiftTrust Mobile
PriceFreeFree
Update frequencyEvery 20 monthsEvery 3 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.1 โ€” better15.5
Further details โ€” not scored
Size42 MB93 MB
Age rating4+4+
DeveloperEFINANCE COMPANY LIMITEDSwiftTrust Microfinance Bank LTD

In-app purchases

None

Efinance Mobile

No in-app purchases

None

SwiftTrust Mobile

No in-app purchases

Questions

Is Efinance Mobile free?
Efinance Mobile is free to download, with no in-app purchases.
Is SwiftTrust Mobile free?
SwiftTrust Mobile is free to download, with no in-app purchases.
Do Efinance Mobile or SwiftTrust Mobile have ads?
Neither Efinance Mobile nor SwiftTrust Mobile shows ads.
Which is updated more often, Efinance Mobile or SwiftTrust Mobile?
Efinance Mobile ships an update every 20 months, and SwiftTrust Mobile every 3 days. Most recently, Efinance Mobile was updated on October 2, 2026 and SwiftTrust Mobile on October 24, 2026.

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