Comparison

Fast Shift vs Golden State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fast Shift

Manage your finances with a comprehensive banking app offering secure payments, transfers, and bill payments. Open an account in minutes to pay for over 300 services, manage cards, and receive instant notifications.

Highlights
  • Secure online payments
  • Send and receive funds
  • Pay over 300 services
  • Manage banking cards
  • Contactless QR payments
  • Instant account notifications
Features
Read full description

With Fast Shift you can start banking anywhere and anytime you want using our innovative services and solutions. From payments to transfers and everything in between, unlock amazing features that make it easier to get more from your money every day. Our fast, easy to use App lets you pay online, send and receive funds, access card services and make fast, secure online payments whenever you need to. Open your free account now in minutes. Pay and get paid in seconds. FastShift allows you to. - Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc. - Replenish your account from bank accounts and FastShift terminals. - Repay loans - Make fast P2P transfers to cards, e-wallets, accounts - Keep your banking cards in one place. - Make contactless payments by QR - Receive instant notifications on all account activity so you know what’s happening with your account 24/7. Plus, payment for services is possible even without attaching a card or replenishing the balance, you just need to enter the card details before making a payment. Enjoy the convenience of being able to pay, send and receive money straight from your phone. Join the millions of people who manage all things money from one app. Open an account in minutes today. Download now!

About

Golden State Bank

Manage your finances with this secure banking app. Organize transactions with tags and notes, set balance alerts, and easily deposit checks. Find branches and ATMs, and transfer money between accounts.

Highlights
  • Transaction organization with tags and notes
  • Balance alerts
  • Mobile check deposit
  • Money transfers
  • Branch and ATM locator
  • Account statement access
Features
Read full description

Golden State Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Golden State Bank: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Fast Shift4 screens
Golden State Bank4 screens

Verdict

The call

The clearest difference is rating: Golden State Bank at 4.9 against Fast Shift's 3.8. Golden State Bank also leads on review sentiment (100% vs 76%) and ratings volume (140 vs 19). Fast Shift's advantage is update cadence (every 8 days vs monthly) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Golden State Bank holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: Golden State Bank has 140 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 76% of Fast Shift's written reviews are positive against 100% of Golden State Bank's.

UpkeepUpdate frequency

Fast Shift ships an update every 8 days, Golden State Bank monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 4 level
Fast Shift versus Golden State Bank: the parameters behind the verdict, then further details
ParameterFast ShiftGolden State Bank
PriceFreeFree
Rating3.8 (19 ratings)4.9 (140 ratings) — better
Positive reviews76.5% of reviews100.0% of reviews — better
Number of ratings19140 — better
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size238 MB176 MB
Age rating4+12+
DeveloperFast Shift LLCGolden State Bank

Customer experience

Fast Shift

All ratings19 ratings
Positive68.4%
Neutral0.0%
Negative31.6%
Written reviews17 reviews
Positive76.5%
Neutral0.0%
Negative23.5%

Golden State Bank

All ratings136 ratings
Positive97.8%
Neutral0.7%
Negative1.5%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Fast Shift

No in-app purchases

None

Golden State Bank

No in-app purchases

Questions

Is Fast Shift free?
Fast Shift is free to download, with no in-app purchases.
Is Golden State Bank free?
Golden State Bank is free to download, with no in-app purchases.
Which has better reviews, Fast Shift or Golden State Bank?
Golden State Bank is rated higher. Fast Shift averages 3.8 out of 5 from 19 ratings, while Golden State Bank averages 4.9 from 140 ratings.
Do Fast Shift or Golden State Bank have ads?
Neither Fast Shift nor Golden State Bank shows ads.
Which is updated more often, Fast Shift or Golden State Bank?
Fast Shift ships an update every 8 days, and Golden State Bank monthly. Most recently, Fast Shift was updated on October 24, 2026 and Golden State Bank on October 25, 2026.

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